# 榕树贷款 vs 度小满金融

榕树贷款 and 度小满金融 both sit at 4.0 stars, but that hides the real split: 95% of 榕树贷款's written reviews are positive against 64% of 度小满金融's. 榕树贷款 also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

度小满金融 holds the better App Store score, 4.2 against 4.0. Both are backed by a comparable volume of ratings — 33K and 54K respectively. Written reviews complicate that: 95% of 榕树贷款's written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.

榕树贷款 ships an update every 3 weeks, 度小满金融 fortnightly. Both last shipped on November 6, 2026.

## The numbers

| Metric | 榕树贷款 | 度小满金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (33K ratings)](https://appshunter.io/ios/app/id1216088977/reviews) | **[4.2 (54K ratings)](https://appshunter.io/ios/app/id1521217278/reviews)** |
| Number of ratings | 33K | **54K** |
| Positive reviews | **95.2% of reviews** | 64.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 85 MB | 205 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai JiaShu Technology Co., Ltd](https://appshunter.io/developer/1835870633) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 榕树贷款

[App page](https://appshunter.io/ios/app/id1216088977)

This platform offers a secure and efficient way to access financial services for individuals and small businesses. It leverages AI and cloud technology to provide a comprehensive, one-stop solution with transparent fees and a variety of loan products.

**Highlights:** Intelligent financial services, AI and cloud technology, Secure and compliant, Transparent fees, Diverse loan products, Convenient application

**Features:** Vision Pro support

**In-app purchases:** none


### 度小满金融

[App page](https://appshunter.io/ios/app/id1521217278)

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

**Highlights:** High loan limits up to 200,000 CNY, Transparent annual interest rates from 7.2%, Flexible repayment up to 12 installments, Secure personal information encryption, Curated investment products from licensed institutions, Wide range of insurance products, 1-on-1 insurance advisor service

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 榕树贷款 free?

榕树贷款 is free to download, with no in-app purchases.

### Is 度小满金融 free?

度小满金融 is free to download, with no in-app purchases.

### Which has better reviews, 榕树贷款 or 度小满金融?

度小满金融 is rated higher. 榕树贷款 averages 4.0 out of 5 from 33K ratings, while 度小满金融 averages 4.2 from 54K ratings.

### Do 榕树贷款 or 度小满金融 have ads?

Neither 榕树贷款 nor 度小满金融 shows ads.

### Which is updated more often, 榕树贷款 or 度小满金融?

榕树贷款 ships an update every 3 weeks, and 度小满金融 fortnightly. Most recently, 榕树贷款 was updated on November 6, 2026 and 度小满金融 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*