# Nuggets Pay & ID vs PayGuy

The clearest difference is review sentiment: PayGuy at 100% against Nuggets Pay & ID's 50%. PayGuy also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nuggets Pay & ID ships an update every 3 weeks, PayGuy fortnightly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Nuggets Pay & ID | PayGuy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payguy/id6472192195/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 143 MB | 34 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Nuggets LTD](https://appshunter.io/developer/1216139886) | [Upperlink Digital](https://appshunter.io/developer/1716736392) |

## What reviewers say

### Nuggets Pay & ID

[App page](https://appshunter.io/ios/app/nuggets-pay-and-id/id1216139887)

Securely manage your digital identity, payments, and personal documents in one encrypted vault. Log in to services without passwords and verify your identity privately, all while maintaining control over your data.

**Highlights:** Securely store personal ID and documents, Private and secure payments, Passwordless login, Verifiable reputation system, Encrypted digital cloud vault, Control over personal data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayGuy

[App page](https://appshunter.io/ios/app/payguy/id6472192195)

Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.

**Highlights:** Bill payments, Financial transactions, Payment management, Fintech solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Nuggets Pay & ID free?

Nuggets Pay & ID is free to download, with no in-app purchases.

### Is PayGuy free?

PayGuy is free to download, with no in-app purchases.

### Do Nuggets Pay & ID or PayGuy have ads?

Neither Nuggets Pay & ID nor PayGuy shows ads.

### Which is updated more often, Nuggets Pay & ID or PayGuy?

Nuggets Pay & ID ships an update every 3 weeks, and PayGuy fortnightly. Most recently, Nuggets Pay & ID was updated on November 1, 2026 and PayGuy on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*