# Mon Epargne vs Lydia

The clearest difference is rating: Lydia at 5.0 against Mon Epargne's 1.0. Lydia also leads on review sentiment (60% vs 48%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lydia holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews point the same way: 48% of Mon Epargne's written reviews are positive against 60% of Lydia's.

Mon Epargne ships an update every 2 weeks, Lydia weekly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Mon Epargne | Lydia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (5 ratings)](https://appshunter.io/ios/app/mon-epargne/id1216177418/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/lydia/id6475691727/reviews)** |
| Number of ratings | 5 | **6** |
| Positive reviews | 47.8% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 123 MB | 241 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Amundi](https://appshunter.io/developer/1216177417) | [LYDIA Solutions](https://appshunter.io/developer/495706608) |

## What reviewers say

### Mon Epargne

[App page](https://appshunter.io/ios/app/mon-epargne/id1216177418)

Easily view your employee savings and retirement plans. Get a clear overview of your savings, transaction history, and available investment options. Manage your finances with intuitive tools and services designed for simplicity and accessibility.

**Highlights:** View savings and retirement plans, Track savings evolution, Detailed plan information, Transaction history, Available investment options, Financial management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lydia

[App page](https://appshunter.io/ios/app/lydia/id6475691727)

Easily send and receive money with just a phone number. Create shared money pots to collect funds quickly. This free service offers a simple alternative to traditional banking methods, prioritizing security and user privacy.

**Highlights:** Send and receive money via phone number, Create shareable money pots, Simple and handy interface, Secure banking standards, GDPR compliant

**In-app purchases:** none


## Frequently asked questions

### Is Mon Epargne free?

Mon Epargne is free to download, with no in-app purchases.

### Is Lydia free?

Lydia is free to download, with no in-app purchases.

### Which has better reviews, Mon Epargne or Lydia?

Lydia is rated higher. Mon Epargne averages 1.0 out of 5 from 5 ratings, while Lydia averages 5.0 from 6 ratings.

### Do Mon Epargne or Lydia have ads?

Neither Mon Epargne nor Lydia shows ads.

### Which is updated more often, Mon Epargne or Lydia?

Mon Epargne ships an update every 2 weeks, and Lydia weekly. Most recently, Mon Epargne was updated on October 29, 2026 and Lydia on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*