# Capitec Bank vs Old Mutual

The clearest difference is rating: Old Mutual at 5.0 against Capitec Bank's 3.9. Capitec Bank's advantage is review sentiment (32% vs 0%) and ratings volume (20 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Old Mutual holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Capitec Bank has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 32% of Capitec Bank's written reviews are positive against 0% of Old Mutual's, so the app with the better star average is not the one people write more warmly about.

Capitec Bank ships an update fortnightly, Old Mutual monthly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Capitec Bank | Old Mutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (20 ratings)](https://appshunter.io/ios/app/capitec-bank/id1217842108/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/old-mutual/id1481355805/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | **31.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 211 MB | 163 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Capitec Bank Limited](https://appshunter.io/developer/464591344) | [Old Mutual Life Assurance Company](https://appshunter.io/developer/481049003) |

## What reviewers say

### Capitec Bank

[App page](https://appshunter.io/ios/app/capitec-bank/id1217842108)

Manage your finances with a secure and easy-to-use mobile banking app. Open accounts, make payments, send money, and manage savings and credit. Offers insurance and affordable mobile plans.

**Highlights:** Open accounts with selfie and ID, Secure biometric login and fraud alerts, Instant bill payments and cash transfers, Manage card limits and contactless payments, Open and manage multiple savings plans, Apply for loans and credit, Purchase prepaid airtime and data

**Features:** Apple Wallet

**In-app purchases:** none


### Old Mutual

[App page](https://appshunter.io/ios/app/old-mutual/id1481355805)

Manage your banking, savings, investments, and insurance all in one app. Securely access your accounts with biometric login and stay updated on your products. Explore new solutions and easily connect with support.

**Highlights:** Banking management, Savings tracking, Investment overview, Insurance solutions, Rewards program access, Biometric login (fingerprint/Face ID)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Capitec Bank free?

Capitec Bank is free to download, with no in-app purchases.

### Is Old Mutual free?

Old Mutual is free to download, with no in-app purchases.

### Which has better reviews, Capitec Bank or Old Mutual?

Old Mutual is rated higher. Capitec Bank averages 3.9 out of 5 from 20 ratings, while Old Mutual averages 5.0 from 1 ratings.

### Do Capitec Bank or Old Mutual have ads?

Neither Capitec Bank nor Old Mutual shows ads.

### Which is updated more often, Capitec Bank or Old Mutual?

Capitec Bank ships an update fortnightly, and Old Mutual monthly. Most recently, Capitec Bank was updated on November 1, 2026 and Old Mutual on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*