# Capitec Bank vs Malaicha

The clearest difference is rating: Capitec Bank at 3.9 against Malaicha's 2.0. Capitec Bank also leads on update cadence (fortnightly vs monthly) and ratings volume (20 vs 4). Malaicha's advantage is iOS requirement (10.0 vs 13.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Capitec Bank holds the better App Store score, 3.9 against 2.0. That said, the two scores are not equally well evidenced: Capitec Bank has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 32% of Capitec Bank's written reviews are positive against 25% of Malaicha's.

Capitec Bank ships an update fortnightly, Malaicha monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Capitec Bank | Malaicha |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (20 ratings)](https://appshunter.io/ios/app/capitec-bank/id1217842108/reviews)** | [2.0 (4 ratings)](https://appshunter.io/ios/app/malaicha/id1500254442/reviews) |
| Number of ratings | **20** | 4 |
| Positive reviews | **31.5% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 211 MB | 46 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Capitec Bank Limited](https://appshunter.io/developer/464591344) | [Hello Group (Pty) Ltd](https://appshunter.io/developer/1161658276) |

## What reviewers say

### Capitec Bank

[App page](https://appshunter.io/ios/app/capitec-bank/id1217842108)

Manage your finances with a secure and easy-to-use mobile banking app. Open accounts, make payments, send money, and manage savings and credit all from your smartphone. Enjoy features like biometric login, fraud alerts, and contactless payment management.

**Highlights:** Open accounts with selfie and ID, Secure biometric login and fraud alerts, Instant bill payments and cash transfers, Manage savings plans and earn interest, Apply for loans and credit cards, Contactless card transaction management

**Features:** Apple Wallet

**In-app purchases:** none


### Malaicha

[App page](https://appshunter.io/ios/app/malaicha/id1500254442)

Easily purchase groceries and goods online in South Africa for delivery to Zimbabwe. Enjoy affordable prices and guaranteed availability for your loved ones, with convenient collection within 24 hours.

**Highlights:** Online grocery and goods purchase, Delivery to Zimbabwe, Affordable prices, Guaranteed availability, 24-hour collection, Safe and secure transactions

**In-app purchases:** none


## Frequently asked questions

### Is Capitec Bank free?

Capitec Bank is free to download, with no in-app purchases.

### Is Malaicha free?

Malaicha is free to download, with no in-app purchases.

### Which has better reviews, Capitec Bank or Malaicha?

Capitec Bank is rated higher. Capitec Bank averages 3.9 out of 5 from 20 ratings, while Malaicha averages 2.0 from 4 ratings.

### Do Capitec Bank or Malaicha have ads?

Neither Capitec Bank nor Malaicha shows ads.

### Which is updated more often, Capitec Bank or Malaicha?

Capitec Bank ships an update fortnightly, and Malaicha monthly. Most recently, Capitec Bank was updated on November 1, 2026 and Malaicha on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*