# Garden Plain State Bank vs Meritrust Mobile

The clearest difference is ads: Meritrust Mobile at none against Garden Plain State Bank's shown. Meritrust Mobile also leads on ratings volume (7.9K vs 108) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Garden Plain State Bank against 4.6 for Meritrust Mobile. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.9K ratings behind it against 108, so its average is the more settled of the two.

Garden Plain State Bank ships an update every 3 months, Meritrust Mobile every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Garden Plain State Bank | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (108 ratings)](https://appshunter.io/ios/app/garden-plain-state-bank/id1217863074/reviews)** | [4.6 (7.9K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews) |
| Number of ratings | 108 | **7.9K** |
| Positive reviews | — | 16.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Ad-supported | **Free** |
| Size | 99 MB | 19 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Garden Plain State Bank](https://appshunter.io/developer/1217863073) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### Garden Plain State Bank

[App page](https://appshunter.io/ios/app/garden-plain-state-bank/id1217863074)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and make deposits. Requires enrollment in online banking.

**Highlights:** Account Information, Fund Transfers, Bill Pay, Person to Person Transfers, Mobile Deposit

**Features:** macOS Compatibility

**In-app purchases:** none


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is Garden Plain State Bank free?

Garden Plain State Bank is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, Garden Plain State Bank or Meritrust Mobile?

Garden Plain State Bank is rated higher. Garden Plain State Bank averages 4.7 out of 5 from 108 ratings, while Meritrust Mobile averages 4.6 from 7.9K ratings.

### Do Garden Plain State Bank or Meritrust Mobile have ads?

Garden Plain State Bank shows ads; Meritrust Mobile does not.

### Which is updated more often, Garden Plain State Bank or Meritrust Mobile?

Garden Plain State Bank ships an update every 3 months, and Meritrust Mobile every 2 months. Most recently, Garden Plain State Bank was updated on November 6, 2026 and Meritrust Mobile on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*