# ACFCU Mobile vs El

The clearest difference is rating: ACFCU Mobile at 5.0 against El's 3.5. ACFCU Mobile also leads on ads (none vs shown) and monetization model (free vs ad-supported). El's advantage is ratings volume (12 vs 2). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACFCU Mobile holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: El has 12 ratings behind it against 2, so its average is the more settled of the two.

ACFCU Mobile ships an update every 7 months, El every 4 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ACFCU Mobile | El |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/acfcu-mobile/id1217962675/reviews)** | [3.5 (12 ratings)](https://appshunter.io/ios/app/el-monte-community-cu/id1515919049/reviews) |
| Number of ratings | 2 | **12** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 7 months | **Every 4 months** |
| Monetization | **Free** | Ad-supported |
| Size | 35 MB | 119 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Antioch Community Federal Credit Union](https://appshunter.io/developer/1217962674) | [El Monte Community Credit Union](https://appshunter.io/developer/1095318409) |

## What reviewers say

### ACFCU Mobile

[App page](https://appshunter.io/ios/app/acfcu-mobile/id1217962675)

Manage your Antioch Community Federal Credit Union accounts conveniently from your mobile device. Transfer funds, make loan payments, and deposit checks with ease. Turn your smartphone or tablet into a powerful financial management tool.

**Highlights:** Account access on smartphone or tablet, Mobile check deposit via camera, Instant fund transfers between accounts, Loan payment processing, Secure online banking login

**Features:** macOS Compatibility

**In-app purchases:** none


### El

[App page](https://appshunter.io/ios/app/el-monte-community-cu/id1515919049)

Manage your finances on the go with this mobile banking app. Check balances, review transactions, transfer funds between accounts, and pay bills securely from your device. Requires enrollment in online banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure access to accounts

**In-app purchases:** none


## Frequently asked questions

### Is ACFCU Mobile free?

ACFCU Mobile is free to download, with no in-app purchases.

### Is El free?

El is free to download, with no in-app purchases.

### Which has better reviews, ACFCU Mobile or El?

ACFCU Mobile is rated higher. ACFCU Mobile averages 5.0 out of 5 from 2 ratings, while El averages 3.5 from 12 ratings.

### Do ACFCU Mobile or El have ads?

El shows ads; ACFCU Mobile does not.

### Which is updated more often, ACFCU Mobile or El?

ACFCU Mobile ships an update every 7 months, and El every 4 months. Most recently, ACFCU Mobile was updated on November 2, 2026 and El on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*