# Vault vs TiC Life

The clearest difference is review sentiment: Vault at 52% against TiC Life's 25%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Vault | TiC Life |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | **52.3% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 110 MB | 145 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [TiC Global Payments S.L.](https://appshunter.io/developer/1514669953) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### TiC Life

[App page](https://appshunter.io/ios/app/tic-life/id1514669954)

This app functions as a primary spending account, allowing users to earn tokens with every purchase. These tokens can then be redeemed for lifestyle rewards, effectively letting you spend your money twice. It offers features like sending money requests, making real-time transfers, and managing your TiC card with full control.

**Highlights:** Earn tokens with every purchase, Redeem tokens for lifestyle rewards, Send money requests, Real-time global money transfers, Card control (limits, activation), Secure online payments with digital cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is TiC Life free?

TiC Life is free to download, with no in-app purchases.

### Do Vault or TiC Life have ads?

Neither Vault nor TiC Life shows ads.

### Which is updated more often, Vault or TiC Life?

Vault ships an update every 3 weeks, and TiC Life every 3 weeks. Most recently, Vault was updated on November 6, 2026 and TiC Life on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*