# Vault vs Metro Bank Authenticator

The clearest difference is review sentiment: Vault at 52% against Metro Bank Authenticator's 0%. Vault also leads on update cadence (every 3 weeks vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vault ships an update every 3 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Vault | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | **52.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | Free | Free |
| Size | 110 MB | 12 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do Vault or Metro Bank Authenticator have ads?

Neither Vault nor Metro Bank Authenticator shows ads.

### Which is updated more often, Vault or Metro Bank Authenticator?

Vault ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, Vault was updated on November 6, 2026 and Metro Bank Authenticator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*