# Vault vs Private Client Services

The clearest difference is rating: Private Client Services at 4.1 against Vault's 3.1. Vault's advantage is update cadence (every 3 weeks vs every 26 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Private Client Services holds the better App Store score, 4.1 against 3.1. Both are backed by a comparable volume of ratings — 17 and 11 respectively. Written reviews complicate that: 52% of Vault's written reviews are positive against 50% of Private Client Services's, so the app with the better star average is not the one people write more warmly about.

Vault ships an update every 3 weeks, Private Client Services every 26 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Vault | Private Client Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews) | **[4.1 (11 ratings)](https://appshunter.io/ios/app/private-client-services/id1528067380/reviews)** |
| Number of ratings | **17** | 11 |
| Positive reviews | **52.3% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 26 months |
| Monetization | Free | Free |
| Size | 110 MB | 56 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [The Capital Group Companies Inc.](https://appshunter.io/developer/1454038881) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### Private Client Services

[App page](https://appshunter.io/ios/app/private-client-services/id1528067380)

Access your investment account information on the go. View balances, review asset allocation, check transactions, and assess results. Stay informed with research insights and easily contact your team.

**Highlights:** Secure Multi-Factor Authentication, Comprehensive account overview, Investment results and holdings, Recent transactions, Research insights, Team contact information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is Private Client Services free?

Private Client Services is free to download, with no in-app purchases.

### Which has better reviews, Vault or Private Client Services?

Private Client Services is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while Private Client Services averages 4.1 from 11 ratings.

### Do Vault or Private Client Services have ads?

Neither Vault nor Private Client Services shows ads.

### Which is updated more often, Vault or Private Client Services?

Vault ships an update every 3 weeks, and Private Client Services every 26 months. Most recently, Vault was updated on October 23, 2026 and Private Client Services on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*