# Vault vs Gemba

The clearest difference is rating: Gemba at 5.0 against Vault's 3.1. Gemba also leads on iOS requirement (12.0 vs 16.0). Vault's advantage is ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gemba holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Vault has 17 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Vault | Gemba |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/gemba/id1551467822/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | 52.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | Free |
| Size | 110 MB | 36 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [GEMBA FINANCE LTD](https://appshunter.io/developer/1536885920) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### Gemba

[App page](https://appshunter.io/ios/app/gemba/id1551467822)

This app helps individuals and businesses build financial infrastructure and manage assets. It offers multi-currency accounts, FX services, and local/global transfers powered by open APIs for cost-efficient financial solutions.

**Highlights:** Multi-currency accounts, FX services, Local and global transfers, Open API integration, Cost-efficient financial solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is Gemba free?

Gemba is free to download, with no in-app purchases.

### Which has better reviews, Vault or Gemba?

Gemba is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while Gemba averages 5.0 from 1 ratings.

### Do Vault or Gemba have ads?

Neither Vault nor Gemba shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*