# Vault vs Moneybase

Vault and Moneybase are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.1 for Vault against 3.0 for Moneybase. Both are backed by a comparable volume of ratings — 17 and 8 respectively. Written reviews are what separate them: 52% of Vault's written reviews are positive against 50% of Moneybase's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Vault | Moneybase |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews)** | [3.0 (8 ratings)](https://appshunter.io/ios/app/moneybase/id1614797633/reviews) |
| Number of ratings | **17** | 8 |
| Positive reviews | **52.3% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 110 MB | 175 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [Moneybase Ltd](https://appshunter.io/developer/1614795416) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### Moneybase

[App page](https://appshunter.io/ios/app/moneybase/id1614797633)

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

**Highlights:** Transactional banking with IBAN, Physical and virtual card management, Instant SEPA and bank transfers, Access to 20,000+ investments, Competitive foreign exchange rates, Real-time transaction notifications, 7-day customer support

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is Moneybase free?

Moneybase is free to download, with no in-app purchases.

### Which has better reviews, Vault or Moneybase?

Vault is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while Moneybase averages 3.0 from 8 ratings.

### Do Vault or Moneybase have ads?

Neither Vault nor Moneybase shows ads.

### Which is updated more often, Vault or Moneybase?

Vault ships an update every 3 weeks, and Moneybase every 3 weeks. Most recently, Vault was updated on October 23, 2026 and Moneybase on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*