# Vault vs Bread4Scrap

The clearest difference is rating: Bread4Scrap at 5.0 against Vault's 3.1. Vault's advantage is review sentiment (52% vs 25%) and ratings volume (17 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bread4Scrap holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Vault has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 52% of Vault's written reviews are positive against 25% of Bread4Scrap's, so the app with the better star average is not the one people write more warmly about.

Vault ships an update every 3 weeks, Bread4Scrap fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Vault | Bread4Scrap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (17 ratings)](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bread4scrap/id1644376302/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | **52.3% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 110 MB | 90 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DEVERE GROUP LIMITED](https://appshunter.io/developer/1218784568) | [B4B Payments LTD](https://appshunter.io/developer/1503309480) |

## What reviewers say

### Vault

[App page](https://appshunter.io/ios/app/vault-borderless-banking/id1218784569)

Manage your global finances with a low-cost money app. Instantly transfer and exchange currencies with no hidden fees. Control your money from your phone and spend worldwide with a prepaid Mastercard.

**Highlights:** Instant currency exchange, Multi-currency prepaid Mastercard, Free global money transfers, Real-time transaction notifications, Dynamic FX rate alerts, Companion cards for family, Secure touch/face ID login

**In-app purchases:** none


### Bread4Scrap

[App page](https://appshunter.io/ios/app/bread4scrap/id1644376302)

Manage your Bread4Scrap card securely from your mobile device. Check your balance, view transactions, and receive spending alerts. You can also manage card settings like ATM and online access, and report your card lost or stolen.

**Highlights:** Secure login with Face ID/fingerprint, Free balance checks, View card transactions, Spending alerts, Capture photo receipts, View PIN, Block/unblock transactions, Manage ATM and online spending access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Is Bread4Scrap free?

Bread4Scrap is free to download, with no in-app purchases.

### Which has better reviews, Vault or Bread4Scrap?

Bread4Scrap is rated higher. Vault averages 3.1 out of 5 from 17 ratings, while Bread4Scrap averages 5.0 from 1 ratings.

### Do Vault or Bread4Scrap have ads?

Neither Vault nor Bread4Scrap shows ads.

### Which is updated more often, Vault or Bread4Scrap?

Vault ships an update every 3 weeks, and Bread4Scrap fortnightly. Most recently, Vault was updated on October 23, 2026 and Bread4Scrap on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*