# ERCU Mobile vs First Farmers Mobile

The clearest difference is rating: First Farmers Mobile at 4.8 against ERCU Mobile's 2.4. First Farmers Mobile also leads on update cadence (every 3 months vs every 25 months) and review sentiment (52% vs 25%). ERCU Mobile's advantage is iOS requirement (12.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Farmers Mobile holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: First Farmers Mobile has 1.8K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 25% of ERCU Mobile's written reviews are positive against 52% of First Farmers Mobile's.

ERCU Mobile ships an update every 25 months, First Farmers Mobile every 3 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | ERCU Mobile | First Farmers Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (18 ratings)](https://appshunter.io/ios/app/ercu-mobile/id1218816639/reviews) | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/first-farmers-mobile/id1590394596/reviews)** |
| Number of ratings | 18 | **1.8K** |
| Positive reviews | 25.0% of reviews | **52.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 25 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 14 MB | 104 MB |
| Requires iOS | **12.1** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Employee Resources Credit Union](https://appshunter.io/developer/1449498136) | [First Farmers and Merchants Bank](https://appshunter.io/developer/778007217) |

## What reviewers say

### ERCU Mobile

[App page](https://appshunter.io/ios/app/ercu-mobile/id1218816639)

Manage your Employee Resources Credit Union accounts conveniently and securely from your mobile device. Perform transactions like checking balances, viewing history, transferring funds, and paying bills anytime, anywhere. It's a free service for all enrolled ERCU Internet banking members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Get current rates, View cleared checks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### First Farmers Mobile

[App page](https://appshunter.io/ios/app/first-farmers-mobile/id1590394596)

Manage your bank accounts, deposit checks, and pay bills conveniently from your mobile device. Experience the ease of modern technology with your banking needs.

**Highlights:** Account management, Mobile check deposit, Bill payment, Secure access, User-friendly interface

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🌈 Dependable
- 🌟 Exceptional customer service

**What reviewers complain about**

- 🐢 Slow performance
- 🔍 Balance not displayed properly
- 📸 Issues with mobile deposit camera
- 🔒 Login issues

**Reported bugs**

- Frequent log-outs
- Bugs and glitches

**Requested features**

- Improved balance display
- Streamlined mobile deposit process


## Frequently asked questions

### Is ERCU Mobile free?

ERCU Mobile is free to download, with no in-app purchases.

### Is First Farmers Mobile free?

First Farmers Mobile is free to download, with no in-app purchases.

### Which has better reviews, ERCU Mobile or First Farmers Mobile?

First Farmers Mobile is rated higher. ERCU Mobile averages 2.4 out of 5 from 18 ratings, while First Farmers Mobile averages 4.8 from 1.8K ratings.

### Do ERCU Mobile or First Farmers Mobile have ads?

Neither ERCU Mobile nor First Farmers Mobile shows ads.

### Which is updated more often, ERCU Mobile or First Farmers Mobile?

ERCU Mobile ships an update every 25 months, and First Farmers Mobile every 3 months. Most recently, ERCU Mobile was updated on November 2, 2026 and First Farmers Mobile on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*