# 云闪付商户通 vs eLendly

The clearest difference is rating: eLendly at 2.2 against 云闪付商户通's 1.0. eLendly also leads on ratings volume (49 vs 1). 云闪付商户通's advantage is review sentiment (30% vs 7%) and iOS requirement (9.0 vs 12.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eLendly holds the better App Store score, 2.2 against 1.0. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 30% of 云闪付商户通's written reviews are positive against 7% of eLendly's, so the app with the better star average is not the one people write more warmly about.

云闪付商户通 ships an update every 3 months, eLendly every 2 months. The most recent releases landed on September 8, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | 云闪付商户通 | eLendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1219120000/reviews) | **[2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews)** |
| Number of ratings | 1 | **49** |
| Positive reviews | **30.4% of reviews** | 6.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 43 MB | 70 MB |
| Requires iOS | **9.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [Elendly Limited](https://appshunter.io/developer/1626632577) |

## What reviewers say

### 云闪付商户通

[App page](https://appshunter.io/ios/app/id1219120000)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 云闪付商户通 free?

云闪付商户通 is free to download, with no in-app purchases.

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Which has better reviews, 云闪付商户通 or eLendly?

eLendly is rated higher. 云闪付商户通 averages 1.0 out of 5 from 1 ratings, while eLendly averages 2.2 from 49 ratings.

### Do 云闪付商户通 or eLendly have ads?

Neither 云闪付商户通 nor eLendly shows ads.

### Which is updated more often, 云闪付商户通 or eLendly?

云闪付商户通 ships an update every 3 months, and eLendly every 2 months. Most recently, 云闪付商户通 was updated on September 8, 2026 and eLendly on September 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*