# 云闪付商户通 vs SplitPal

The clearest difference is review sentiment: SplitPal at 80% against 云闪付商户通's 30%. SplitPal also leads on rating (4.6 vs 1.0) and update cadence (every 3 weeks vs every 3 months). 云闪付商户通's advantage is in-app purchases (none vs 1) and iOS requirement (9.0 vs 16.0). On price, ads and device support there is nothing between them.

Both are free to download. SplitPal sells 1 one-off in-app purchase. 云闪付商户通 asks for nothing beyond the download.

SplitPal holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: SplitPal has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 30% of 云闪付商户通's written reviews are positive against 80% of SplitPal's.

云闪付商户通 ships an update every 3 months, SplitPal every 3 weeks. The most recent releases landed on September 8, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | 云闪付商户通 | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1219120000/reviews) | **[4.6 (18 ratings)](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890/reviews)** |
| Number of ratings | 1 | **18** |
| Positive reviews | 30.4% of reviews | **80.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 43 MB | 42 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [Legendary Bytes LLC](https://appshunter.io/developer/1648014733) |

## What reviewers say

### 云闪付商户通

[App page](https://appshunter.io/ios/app/id1219120000)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890)

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

**Highlights:** No sign-up required, Receipt scanner with OCR, Group collaboration with shareable links, One-click Venmo payment integration, Even, uneven, and itemized expense splitting

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is 云闪付商户通 free?

云闪付商户通 is free to download, with no in-app purchases.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Which has better reviews, 云闪付商户通 or SplitPal?

SplitPal is rated higher. 云闪付商户通 averages 1.0 out of 5 from 1 ratings, while SplitPal averages 4.6 from 18 ratings.

### Do 云闪付商户通 or SplitPal have ads?

Neither 云闪付商户通 nor SplitPal shows ads.

### Which is updated more often, 云闪付商户通 or SplitPal?

云闪付商户通 ships an update every 3 months, and SplitPal every 3 weeks. Most recently, 云闪付商户通 was updated on September 8, 2026 and SplitPal on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*