# SOCREDO vs POLYAPP

The clearest difference is rating: SOCREDO at 4.5 against POLYAPP's 1.7. SOCREDO also leads on review sentiment (28% vs 4%) and iOS requirement (13.0 vs 17.0). POLYAPP's advantage is monetization model (free vs free with in-app purchases) and ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SOCREDO holds the better App Store score, 4.5 against 1.7. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 28% of SOCREDO's written reviews are positive against 4% of POLYAPP's.

SOCREDO ships an update every 6 weeks, POLYAPP every 3 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SOCREDO | POLYAPP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/socredo/id1219170164/reviews)** | [1.7 (6 ratings)](https://appshunter.io/ios/app/polyapp-banque-de-polynesie/id1570748267/reviews) |
| Number of ratings | 2 | **6** |
| Positive reviews | **27.8% of reviews** | 3.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 62 MB | 44 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Banque SOCREDO](https://appshunter.io/developer/396059831) | [BANQUE DE POLYNESIE](https://appshunter.io/developer/1570748269) |

## What reviewers say

### SOCREDO

[App page](https://appshunter.io/ios/app/socredo/id1219170164)

Manage your bank accounts, view transactions, and access financial services securely from your smartphone or tablet. Perform transfers, manage payment methods, and communicate with your bank via secure messaging.

**Highlights:** View account balances and transactions, Manage payment cards and order checks, Perform bank transfers, Secure messaging with bank, Access credit and life insurance details, Download e-statements

**Features:** macOS Compatibility

**In-app purchases:** none


### POLYAPP

[App page](https://appshunter.io/ios/app/polyapp-banque-de-polynesie/id1570748267)

Manage your bank accounts securely and easily from your mobile device. Perform transfers, view statements, order checkbooks, and contact your advisor. Designed for individuals, professionals, and businesses.

**Highlights:** View account balances, Perform various types of transfers, Add beneficiary accounts, Instant card blocking, Contact advisor, Download account statements, Order checkbooks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SOCREDO free?

SOCREDO is free to download, with no in-app purchases.

### Is POLYAPP free?

POLYAPP is free to download, with no in-app purchases.

### Which has better reviews, SOCREDO or POLYAPP?

SOCREDO is rated higher. SOCREDO averages 4.5 out of 5 from 2 ratings, while POLYAPP averages 1.7 from 6 ratings.

### Do SOCREDO or POLYAPP have ads?

Neither SOCREDO nor POLYAPP shows ads.

### Which is updated more often, SOCREDO or POLYAPP?

SOCREDO ships an update every 6 weeks, and POLYAPP every 3 months. Most recently, SOCREDO was updated on October 20, 2026 and POLYAPP on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*