# SOCREDO vs NiuPay

The clearest difference is monetization model: NiuPay at free against SOCREDO's free with in-app purchases. SOCREDO's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SOCREDO ships an update every 6 weeks, NiuPay every 2 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SOCREDO | NiuPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/socredo/id1219170164/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | **27.8% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 62 MB | 44 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 17+ |
| Developer | [Banque SOCREDO](https://appshunter.io/developer/396059831) | [NiuPay](https://appshunter.io/developer/1591888514) |

## What reviewers say

### SOCREDO

[App page](https://appshunter.io/ios/app/socredo/id1219170164)

Manage your bank accounts, view transactions, and access financial services securely from your smartphone or tablet. Perform transfers, manage payment methods, and communicate with your bank via secure messaging.

**Highlights:** View account balances and transactions, Manage payment cards and order checks, Perform bank transfers, Secure messaging with bank, Access credit and life insurance details, Download e-statements

**Features:** macOS Compatibility

**In-app purchases:** none


### NiuPay

[App page](https://appshunter.io/ios/app/niupay/id1591888512)

This app provides a secure and innovative payment solution for residents over 18. It offers fast account opening, card ordering, bill payments, and money transfers globally. Access your account via mobile, web, or local agents for deposits, withdrawals, and bill payments.

**Highlights:** Fast account opening, Order payment cards, Pay bills and subscriptions, Send money globally, Mobile and international payments, QR code and SMS payments, Cash deposits and withdrawals via agents

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SOCREDO free?

SOCREDO is free to download, with no in-app purchases.

### Is NiuPay free?

NiuPay is free to download, with no in-app purchases.

### Do SOCREDO or NiuPay have ads?

Neither SOCREDO nor NiuPay shows ads.

### Which is updated more often, SOCREDO or NiuPay?

SOCREDO ships an update every 6 weeks, and NiuPay every 2 months. Most recently, SOCREDO was updated on October 20, 2026 and NiuPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*