# OAB Online vs Pay+

The clearest difference is rating: OAB Online at 4.2 against Pay+'s 2.8. OAB Online also leads on review sentiment (50% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OAB Online holds the better App Store score, 4.2 against 2.8. Both are backed by a comparable volume of ratings — 19 and 20 respectively. Written reviews point the same way: 50% of OAB Online's written reviews are positive against 11% of Pay+'s.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | OAB Online | Pay+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (19 ratings)](https://appshunter.io/ios/app/oab-online/id1220433813/reviews)** | [2.8 (20 ratings)](https://appshunter.io/ios/app/pay-plus/id1489839436/reviews) |
| Number of ratings | 19 | **20** |
| Positive reviews | **50.0% of reviews** | 11.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 93 MB | 135 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oman Arab Bank](https://appshunter.io/developer/1220433812) | [National Bank of Oman SAOG](https://appshunter.io/developer/833523237) |

## What reviewers say

### OAB Online

[App page](https://appshunter.io/ios/app/oab-online/id1220433813)

Manage your daily banking needs securely and conveniently from your mobile device. Perform transactions, submit service requests, and make inquiries anytime, anywhere. Access account summaries, transaction history, card details, and make various payments.

**Highlights:** Account summaries and details, Transaction history and online transactions, Card management and payment history, Various transfer options (own, OAB, local, international), Bill payments (mobile, phone, utilities), Service requests (cheque book, loans, new accounts), User options and alerts

**Features:** Apple Wallet

**In-app purchases:** none


### Pay+

[App page](https://appshunter.io/ios/app/pay-plus/id1489839436)

Send money internationally and locally with zero transaction fees. Supports bank transfers, cash pickup, and wallet-to-wallet transfers. Easily pay bills and recharge mobile plans.

**Highlights:** International money remittance, Zero transaction fees, Multiple payment modes, Local money transfers, Mobile recharge and bill payment, QR code payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OAB Online free?

OAB Online is free to download, with no in-app purchases.

### Is Pay+ free?

Pay+ is free to download, with no in-app purchases.

### Which has better reviews, OAB Online or Pay+?

OAB Online is rated higher. OAB Online averages 4.2 out of 5 from 19 ratings, while Pay+ averages 2.8 from 20 ratings.

### Do OAB Online or Pay+ have ads?

Neither OAB Online nor Pay+ shows ads.

### Which is updated more often, OAB Online or Pay+?

OAB Online ships an update every 3 months, and Pay+ every 3 months. Most recently, OAB Online was updated on October 22, 2026 and Pay+ on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*