# MOPAC MOBILE vs VeraBank Mobile

MOPAC MOBILE and VeraBank Mobile both sit at 4.8 stars, but that hides the real split: 78% of VeraBank Mobile's written reviews are positive against 0% of MOPAC MOBILE's. VeraBank Mobile also leads on ads (none vs shown) and ratings volume (3.5K vs 77). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MOPAC MOBILE against 4.7 for VeraBank Mobile. That said, the two scores are not equally well evidenced: VeraBank Mobile has 3.5K ratings behind it against 77, so its average is the more settled of the two. Written reviews are what separate them: 0% of MOPAC MOBILE's written reviews are positive against 78% of VeraBank Mobile's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | MOPAC MOBILE | VeraBank Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (77 ratings)](https://appshunter.io/ios/app/mopac-mobile/id1220978314/reviews)** | [4.7 (3.5K ratings)](https://appshunter.io/ios/app/verabank-mobile/id1638976516/reviews) |
| Number of ratings | 77 | **3.5K** |
| Positive reviews | 0.0% of reviews | **77.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 100 MB | 57 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [MOPAC Employees Federal Credit Union](https://appshunter.io/developer/1220978313) | [VeraBank, Inc.](https://appshunter.io/developer/430908945) |

## What reviewers say

### MOPAC MOBILE

[App page](https://appshunter.io/ios/app/mopac-mobile/id1220978314)

Manage your MOPAC EFCU accounts conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely and quickly. Requires enrollment in MOPAC EFCU Online Banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure and fast access

**Features:** Apple Wallet

**In-app purchases:** none


### VeraBank Mobile

[App page](https://appshunter.io/ios/app/verabank-mobile/id1638976516)

Manage your finances with this app, offering account management, mobile check deposit, bill payments, and fund transfers. Track spending, set budgets, and view external accounts all in one place. Access treasury management services and apply for new accounts or loans.

**Highlights:** Account management and history, Mobile check deposit, Bill pay and fund transfers, Spending tracking and budgeting, Treasury management services, Apply for new accounts and loans, Biometric login and quick balance

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💯 Excellent customer service
- 🔒 Secure banking
- 🎨 Visually appealing

**What reviewers complain about**

- 🐛 Glitchy performance
- 🕰️ Slow to update
- 🔒 Frustrating login issues
- 📄 Complicated interface
- 🚫 Restricted functionality

**Reported bugs**

- Frequent app crashes
- Login screen freezes
- Inconsistent mobile deposit processing
- Delayed transaction updates
- Compatibility issues with newer devices

**Requested features**

- Customizable app layout
- Improved bill pay options
- Seamless external account integration
- Automatic logout timer
- Enhanced mobile deposit capabilities


## Frequently asked questions

### Is MOPAC MOBILE free?

MOPAC MOBILE is free to download, with no in-app purchases.

### Is VeraBank Mobile free?

VeraBank Mobile is free to download, with no in-app purchases.

### Which has better reviews, MOPAC MOBILE or VeraBank Mobile?

MOPAC MOBILE is rated higher. MOPAC MOBILE averages 4.8 out of 5 from 77 ratings, while VeraBank Mobile averages 4.7 from 3.5K ratings.

### Do MOPAC MOBILE or VeraBank Mobile have ads?

MOPAC MOBILE shows ads; VeraBank Mobile does not.

### Which is updated more often, MOPAC MOBILE or VeraBank Mobile?

MOPAC MOBILE ships an update every 4 months, and VeraBank Mobile every 4 months. Most recently, MOPAC MOBILE was updated on October 24, 2026 and VeraBank Mobile on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*