# US Credit Card Guide vs PerkTracker

The clearest difference is rating: PerkTracker at 5.0 against US Credit Card Guide's 4.0. US Credit Card Guide's advantage is ratings volume (161 vs 3) and iOS requirement (15.6 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PerkTracker holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: US Credit Card Guide has 161 ratings behind it against 3, so its average is the more settled of the two.

US Credit Card Guide ships an update every 3 weeks, PerkTracker monthly. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | US Credit Card Guide | PerkTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (161 ratings)](https://appshunter.io/ios/app/us-credit-card-guide/id1221215482/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/perktracker/id6755742588/reviews)** |
| Number of ratings | **161** | 3 |
| Positive reviews | 63.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 32 MB | 8 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [US Credit Card Guide](https://appshunter.io/developer/1221215481) | [CindysFamily LLC](https://appshunter.io/developer/1856012861) |

## What reviewers say

### US Credit Card Guide

[App page](https://appshunter.io/ios/app/us-credit-card-guide/id1221215482)

Track your credit card annual fees and receive timely reminders to avoid unexpected charges. Access comprehensive guides on travel rewards, flight and hotel reviews, and join a community dedicated to making luxury travel affordable.

**Highlights:** Annual fee reminders, Cloud data synchronization, Cross-device compatibility, Travel deal notifications, Miles and points guides, Flight and hotel reviews

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent for credit card education
- 👍 Helpful for managing credit cards
- 👍 Good for annual fee reminders
- 👍 Useful for flight rewards
- 👍 Timely push notifications

**What reviewers complain about**

- 🐛 Crushes frequently
- 🐛 App crashes on startup
- 🐛 Cannot open after update
- 🐛 Settings menu missing after update
- 🐛 Unable to add cards

**Reported bugs**

- Unable to change language after update
- Settings menu gone after update
- Unable to add a card
- Push notification not working
- iPad news articles blank

**Requested features**

- Add Chase DoorDash credit
- Support dark mode for blogs
- Make notification alert sound customizable
- Consider app name USCCG display


### PerkTracker

[App page](https://appshunter.io/ios/app/perktracker/id6755742588)

Effortlessly manage and maximize your credit card benefits. This app automatically organizes your perks, sends expiration alerts, and provides a clear overview of all your card benefits in one place.

**Highlights:** Smart perk tracking by category and issuer, Expiration and renewal alerts, Clean and simple interface, Flexible perk management (mark as used, add custom), Multi-card support, Automatic updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is US Credit Card Guide free?

US Credit Card Guide is free to download, with no in-app purchases.

### Is PerkTracker free?

PerkTracker is free to download, with no in-app purchases.

### Which has better reviews, US Credit Card Guide or PerkTracker?

PerkTracker is rated higher. US Credit Card Guide averages 4.0 out of 5 from 161 ratings, while PerkTracker averages 5.0 from 3 ratings.

### Do US Credit Card Guide or PerkTracker have ads?

Neither US Credit Card Guide nor PerkTracker shows ads.

### Which is updated more often, US Credit Card Guide or PerkTracker?

US Credit Card Guide ships an update every 3 weeks, and PerkTracker monthly. Most recently, US Credit Card Guide was updated on November 4, 2026 and PerkTracker on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*