# US Credit Card Guide vs Splitfolk

The clearest difference is rating: Splitfolk at 5.0 against US Credit Card Guide's 4.0. Splitfolk also leads on review sentiment (100% vs 66%) and update cadence (daily vs every 3 weeks). US Credit Card Guide's advantage is ratings volume (160 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Splitfolk holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: US Credit Card Guide has 160 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 66% of US Credit Card Guide's written reviews are positive against 100% of Splitfolk's.

US Credit Card Guide ships an update every 3 weeks, Splitfolk daily. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | US Credit Card Guide | Splitfolk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (160 ratings)](https://appshunter.io/ios/app/us-credit-card-guide/id1221215482/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfolk/id6789954526/reviews)** |
| Number of ratings | **160** | 1 |
| Positive reviews | 66.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Free | Free |
| Size | 34 MB | 4 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [US Credit Card Guide](https://appshunter.io/developer/1221215481) | [TAO CHEN](https://appshunter.io/developer/6789954528) |

## What reviewers say

### US Credit Card Guide

[App page](https://appshunter.io/ios/app/us-credit-card-guide/id1221215482)

Track your credit card annual fees and receive timely reminders to avoid unexpected charges. Access comprehensive guides on travel rewards, flight and hotel reviews, and join a community dedicated to making luxury travel affordable.

**Highlights:** Annual fee reminders, Cloud data synchronization, Cross-device compatibility, Travel deal notifications, Miles and points guides, Flight and hotel reviews

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent for credit card education
- 👍 Helpful for managing credit cards
- 👍 Good for annual fee reminders
- 👍 Useful for flight rewards
- 👍 Timely push notifications

**What reviewers complain about**

- 🐛 Crushes frequently
- 🐛 App crashes on startup
- 🐛 Cannot open after update
- 🐛 Settings menu missing after update
- 🐛 Unable to add cards

**Reported bugs**

- Unable to change language after update
- Settings menu gone after update
- Unable to add a card
- Push notification not working
- iPad news articles blank

**Requested features**

- Add Chase DoorDash credit
- Support dark mode for blogs
- Make notification alert sound customizable
- Consider app name USCCG display


### Splitfolk

[App page](https://appshunter.io/ios/app/splitfolk/id6789954526)

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

**Highlights:** Create and manage groups, Record expenses with custom splits, View clear settlement plans, Support for recurring expenses, Export group records, Invite members via shareable link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is US Credit Card Guide free?

US Credit Card Guide is free to download, with no in-app purchases.

### Is Splitfolk free?

Splitfolk is free to download, with no in-app purchases.

### Which has better reviews, US Credit Card Guide or Splitfolk?

Splitfolk is rated higher. US Credit Card Guide averages 4.0 out of 5 from 160 ratings, while Splitfolk averages 5.0 from 1 ratings.

### Do US Credit Card Guide or Splitfolk have ads?

Neither US Credit Card Guide nor Splitfolk shows ads.

### Which is updated more often, US Credit Card Guide or Splitfolk?

US Credit Card Guide ships an update every 3 weeks, and Splitfolk daily. Most recently, US Credit Card Guide was updated on October 17, 2026 and Splitfolk on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*