# Who Owes Me vs Jafinity Split Bills

The clearest difference is iOS requirement: Jafinity Split Bills at 15.1 against Who Owes Me's 26. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Who Owes Me sells 3 in-app purchases, starting at $2.99 per month and Jafinity Split Bills sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Who Owes Me | Jafinity Split Bills |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (810 ratings)](https://appshunter.io/ios/app/who-owes-me-payment-tracker/id1221501242/reviews)** | — |
| Number of ratings | **810** | — |
| Positive reviews | 45.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 13 MB | 45 MB |
| Requires iOS | 26 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Voglhuber](https://appshunter.io/developer/433453828) | [Firas Mustafa](https://appshunter.io/developer/1468988787) |

## What reviewers say

### Who Owes Me

[App page](https://appshunter.io/ios/app/who-owes-me-payment-tracker/id1221501242)

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

**Highlights:** Track debts and IOUs, Split expenses, Cloud sync across devices, Over 155 currency support, Mark debts as paid, Generate PDF reports, Remind people via message

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $17.99 | per year |
| Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Easy to use and intuitive
- 🚀 Provides a good overview of debts
- 💡 Helpful for tracking money owed
- 🚀 Simple and straightforward

**What reviewers complain about**

- 💰 Subscription or high one-time cost
- 🔒 Limited functionality in free version
- 🐛 Sync issues between devices
- 🐛 Crashes and data loss
- 💰 Expensive for the features offered

**Reported bugs**

- App crashes on startup
- Sudden loss of all user data
- Sync issues between devices
- Inability to add new debts in free version

**Requested features**

- Add ability to record partial payments
- Implement recurring payment tracking
- Include more note-taking options
- Provide cloud-based sync and backup
- Add reminders and notifications


### Jafinity Split Bills

[App page](https://appshunter.io/ios/app/jafinity-split-bills/id6780049056)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Jafinity Pro | $2.99 | per month |
| Jafinity Pro | $22.99 | per year |
| 1,000 AI Credits | $0.99 | one-time |
| 3,000 AI Credits | $1.99 | one-time |
| 10,000 AI Credits | $3.99 | one-time |


## Frequently asked questions

### Is Who Owes Me free?

Who Owes Me is free to download, with in-app purchases available.

### Is Jafinity Split Bills free?

Jafinity Split Bills is free to download, with in-app purchases available.

### Do Who Owes Me or Jafinity Split Bills have ads?

Neither Who Owes Me nor Jafinity Split Bills shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*