# Folionet vs Pipol Pay

The clearest difference is rating: Folionet at 4.4 against Pipol Pay's 3.0. Folionet also leads on review sentiment (62% vs 31%) and update cadence (every 3 weeks vs every 3 months). Pipol Pay's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Folionet holds the better App Store score, 4.4 against 3.0. Both are backed by a comparable volume of ratings — 264 and 60 respectively. Written reviews point the same way: 62% of Folionet's written reviews are positive against 31% of Pipol Pay's.

Folionet ships an update every 3 weeks, Pipol Pay every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Folionet | Pipol Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (264 ratings)](https://appshunter.io/ios/app/folionet/id1222562479/reviews)** | [3.0 (60 ratings)](https://appshunter.io/ios/app/pipol-pay/id1497117944/reviews) |
| Number of ratings | **264** | 60 |
| Positive reviews | **61.7% of reviews** | 31.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 69 MB | 155 MB |
| Requires iOS | **16.4** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Folionet Financial LLC](https://appshunter.io/developer/1222562478) | [FACEBANK International Corp.](https://appshunter.io/developer/1461339067) |

## What reviewers say

### Folionet

[App page](https://appshunter.io/ios/app/folionet/id1222562479)

Invest in stocks and ETFs with a US brokerage account, starting from just $5. Access expert guidance, fractional shares, and live support. Funds can be deposited globally, and client investments are protected.

**Highlights:** Invest in stocks and ETFs, Fractional shares access, Expert guidance and support, Global fund deposits, Weekly live webinars, Live customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💰 Easy access to US stock market from Latin America
- 🚀 Simple and straightforward trading process
- 🎯 Good for beginner investors
- 💬 Responsive customer support (in Spanish)

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ❌ Poor customer support responsiveness
- 🔐 Account verification issues and delays
- 💸 Unexplained fund disappearances
- ⚠️ Transaction execution failures

**Reported bugs**

- App crashes on startup or during trading
- Blank screen when opening application
- Unable to complete account registration
- Document upload failures during verification
- Orders stuck and unable to cancel

**Requested features**

- Advanced charting tools (MACD, Moving Averages, Trailing Stop)
- Options and futures trading
- Ability to trade stocks under $3
- Watchlist and portfolio organization features
- Average cost basis visibility in portfolio view


### Pipol Pay

[App page](https://appshunter.io/ios/app/pipol-pay/id1497117944)

This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.

**Highlights:** Mobile payment service, Transfer funds to others, Pay businesses via app, Owned by FACEBANK

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Folionet free?

Folionet is free to download, with no in-app purchases.

### Is Pipol Pay free?

Pipol Pay is free to download, with no in-app purchases.

### Which has better reviews, Folionet or Pipol Pay?

Folionet is rated higher. Folionet averages 4.4 out of 5 from 264 ratings, while Pipol Pay averages 3.0 from 60 ratings.

### Do Folionet or Pipol Pay have ads?

Neither Folionet nor Pipol Pay shows ads.

### Which is updated more often, Folionet or Pipol Pay?

Folionet ships an update every 3 weeks, and Pipol Pay every 3 months. Most recently, Folionet was updated on November 6, 2026 and Pipol Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*