# ALAT vs V by VFD

The clearest difference is review sentiment: V by VFD at 64% against ALAT's 28%. V by VFD also leads on rating (4.2 vs 3.8) and update cadence (every 8 days vs every 6 weeks). ALAT's advantage is ratings volume (3.3K vs 962). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

V by VFD holds the better App Store score, 4.2 against 3.8. Both are backed by a comparable volume of ratings — 3.3K and 962 respectively. Written reviews point the same way: 28% of ALAT's written reviews are positive against 64% of V by VFD's.

ALAT ships an update every 6 weeks, V by VFD every 8 days. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | ALAT | V by VFD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (3.3K ratings)](https://appshunter.io/ios/app/alat/id1222853161/reviews) | **[4.2 (962 ratings)](https://appshunter.io/ios/app/v-by-vfd/id1462870303/reviews)** |
| Number of ratings | **3.3K** | 962 |
| Positive reviews | 27.8% of reviews | **64.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 232 MB | 106 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wema Bank Plc](https://appshunter.io/developer/980671301) | [Savi.ng](https://appshunter.io/developer/1448200020) |

## What reviewers say

### ALAT

[App page](https://appshunter.io/ios/app/alat/id1222853161)

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

**Highlights:** Digital banking services, Bill payments and scheduling, Local and international money transfers, Personal and group savings, Access to loans and insurance, Card management and security, Travel bookings and deals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Poor customer service
- 💰 High transaction fees
- ⚠️ Unreliable app performance

**Reported bugs**

- Login issues after app updates
- Inability to create transaction PIN
- Debit card activation problems
- Funds not reflecting in account

**Requested features**

- Facial recognition login
- Improved transaction history
- Ability to hide account balance
- Seamless integration with other bank accounts


### V by VFD

[App page](https://appshunter.io/ios/app/v-by-vfd/id1462870303)

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

**Highlights:** Easy account opening, Instant transactions and bills payment, High-rate investments, Budgeting and account management, Card management, Savings plans, 24/7 live chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant transactions
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- 🤩 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and bugs
- ⚠️ Network/connectivity issues
- 💰 Unauthorized account deductions
- 🕰️ Slow response times

**Reported bugs**

- Login screen freezes
- App not opening after updates
- Failed transactions not reversed
- Beneficiary management issues

**Requested features**

- Dark mode option
- Transaction history and receipts
- Improved account verification process
- Loan and investment features


## Frequently asked questions

### Is ALAT free?

ALAT is free to download, with no in-app purchases.

### Is V by VFD free?

V by VFD is free to download, with no in-app purchases.

### Which has better reviews, ALAT or V by VFD?

V by VFD is rated higher. ALAT averages 3.8 out of 5 from 3.3K ratings, while V by VFD averages 4.2 from 962 ratings.

### Do ALAT or V by VFD have ads?

Neither ALAT nor V by VFD shows ads.

### Which is updated more often, ALAT or V by VFD?

ALAT ships an update every 6 weeks, and V by VFD every 8 days. Most recently, ALAT was updated on November 1, 2026 and V by VFD on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*