# ALAT vs Pandar App

The clearest difference is review sentiment: Pandar App at 76% against ALAT's 28%. Pandar App also leads on rating (4.5 vs 3.8) and iOS requirement (13.4 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pandar App holds the better App Store score, 4.5 against 3.8. Both are backed by a comparable volume of ratings — 3.1K and 4.7K respectively. Written reviews point the same way: 28% of ALAT's written reviews are positive against 76% of Pandar App's.

ALAT ships an update every 6 weeks, Pandar App every 3 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | ALAT | Pandar App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (3.1K ratings)](https://appshunter.io/ios/app/alat/id1222853161/reviews) | **[4.5 (4.7K ratings)](https://appshunter.io/ios/app/pandar-app/id1563046132/reviews)** |
| Number of ratings | 3.1K | **4.7K** |
| Positive reviews | 27.8% of reviews | **76.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 232 MB | 103 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wema Bank Plc](https://appshunter.io/developer/980671301) | [PANDAR RESOURCES LIMITED](https://appshunter.io/developer/1563046134) |

## What reviewers say

### ALAT

[App page](https://appshunter.io/ios/app/alat/id1222853161)

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

**Highlights:** Digital banking services, Bill payments and scheduling, Local and international money transfers, Personal and group savings, Access to loans and insurance, Card management and security, Travel bookings and deals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Poor customer service
- 💰 High transaction fees
- ⚠️ Unreliable app performance

**Reported bugs**

- Login issues after app updates
- Inability to create transaction PIN
- Debit card activation problems
- Funds not reflecting in account

**Requested features**

- Facial recognition login
- Improved transaction history
- Ability to hide account balance
- Seamless integration with other bank accounts


### Pandar App

[App page](https://appshunter.io/ios/app/pandar-app/id1563046132)

This digital wallet securely stores Naira and facilitates various transactions. It offers a virtual dollar card for online shopping and ad payments, allows for easy bill payments like subscriptions and data purchases, and enables free transfers between users and to other bank accounts.

**Highlights:** Virtual dollar card for online payments, Pay bills: DStv, GOtv, data, airtime, Purchase data and airtime, Transfer money to other banks, Free Pandar to Pandar transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Reliable and trusted platform
- ⚡ Fast and efficient transactions
- 💰 Competitive and affordable rates
- 👍 User-friendly interface
- 🔒 Secure and trustworthy

**What reviewers complain about**

- 🐛 Occasional technical issues and bugs
- ⏳ Delayed or pending transactions
- 🔒 Limited withdrawal and transfer options
- 💬 Poor communication and support response

**Reported bugs**

- Login and account access problems
- Disappearing or missing funds in wallets
- Inconsistent transaction processing

**Requested features**

- Ability to send Bitcoin to external wallets
- Improved withdrawal and deposit options
- Enhanced security features
- Expanded payment methods


## Frequently asked questions

### Is ALAT free?

ALAT is free to download, with no in-app purchases.

### Is Pandar App free?

Pandar App is free to download, with no in-app purchases.

### Which has better reviews, ALAT or Pandar App?

Pandar App is rated higher. ALAT averages 3.8 out of 5 from 3.1K ratings, while Pandar App averages 4.5 from 4.7K ratings.

### Do ALAT or Pandar App have ads?

Neither ALAT nor Pandar App shows ads.

### Which is updated more often, ALAT or Pandar App?

ALAT ships an update every 6 weeks, and Pandar App every 3 weeks. Most recently, ALAT was updated on October 30, 2026 and Pandar App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*