# ALAT vs EndowPay

The clearest difference is rating: ALAT at 3.5 against EndowPay's 3.0. ALAT also leads on ratings volume (2.4K vs 2) and iOS requirement (13.0 vs 15.6). EndowPay's advantage is update cadence (every 11 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ALAT holds the better App Store score, 3.5 against 3.0. That said, the two scores are not equally well evidenced: ALAT has 2.4K ratings behind it against 2, so its average is the more settled of the two.

ALAT ships an update every 6 weeks, EndowPay every 11 days. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | ALAT | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2.4K ratings)](https://appshunter.io/ios/app/alat/id1222853161/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **2.4K** | 2 |
| Positive reviews | 27.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 233 MB | 57 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Wema Bank Plc](https://appshunter.io/developer/980671301) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### ALAT

[App page](https://appshunter.io/ios/app/alat/id1222853161)

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

**Highlights:** Digital banking services, Bill payments and scheduling, Local and international money transfers, Personal and group savings, Access to loans and insurance, Card management and security, Travel bookings and deals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Poor customer service
- 💰 High transaction fees
- ⚠️ Unreliable app performance

**Reported bugs**

- Login issues after app updates
- Inability to create transaction PIN
- Debit card activation problems
- Funds not reflecting in account

**Requested features**

- Facial recognition login
- Improved transaction history
- Ability to hide account balance
- Seamless integration with other bank accounts


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is ALAT free?

ALAT is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, ALAT or EndowPay?

ALAT is rated higher. ALAT averages 3.5 out of 5 from 2.4K ratings, while EndowPay averages 3.0 from 2 ratings.

### Do ALAT or EndowPay have ads?

Neither ALAT nor EndowPay shows ads.

### Which is updated more often, ALAT or EndowPay?

ALAT ships an update every 6 weeks, and EndowPay every 11 days. Most recently, ALAT was updated on October 18, 2026 and EndowPay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*