# Circlys | سيركليز vs D360 Bank

The clearest difference is ads: Circlys | سيركليز at none against D360 Bank's shown. Circlys | سيركليز also leads on review sentiment (49% vs 35%) and monetization model (ad-supported vs free with in-app purchases). D360 Bank's advantage is update cadence (every 9 days vs monthly). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Circlys | سيركليز holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Circlys | سيركليز has 5.9K ratings behind it against 798, so its average is the more settled of the two. Written reviews point the same way: 49% of Circlys | سيركليز's written reviews are positive against 35% of D360 Bank's.

Circlys | سيركليز ships an update monthly, D360 Bank every 9 days. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Circlys | سيركليز | D360 Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (5.9K ratings)](https://appshunter.io/ios/app/circlys/id1224588436/reviews)** | [4.5 (798 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews) |
| Number of ratings | **5.9K** | 798 |
| Positive reviews | **49.5% of reviews** | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 88 MB | 236 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Saving circles](https://appshunter.io/developer/1371705120) | [D360 Bank](https://appshunter.io/developer/1667558536) |

## What reviewers say

### Circlys | سيركليز

[App page](https://appshunter.io/ios/app/circlys/id1224588436)

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

**Highlights:** Digital savings and credit committees, Guaranteed savings plans, No intermediaries, Customizable savings circles, Secure financial management, Hassle-free transactions

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform

**What reviewers complain about**

- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance

**Reported bugs**

- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions

**Requested features**

- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation


### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Bank from anywhere, anytime, No hidden fees, Personalized customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


## Frequently asked questions

### Is Circlys | سيركليز free?

Circlys | سيركليز is free to download, with no in-app purchases.

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Which has better reviews, Circlys | سيركليز or D360 Bank?

Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.9K ratings, while D360 Bank averages 4.5 from 798 ratings.

### Do Circlys | سيركليز or D360 Bank have ads?

D360 Bank shows ads; Circlys | سيركليز does not.

### Which is updated more often, Circlys | سيركليز or D360 Bank?

Circlys | سيركليز ships an update monthly, and D360 Bank every 9 days. Most recently, Circlys | سيركليز was updated on October 29, 2026 and D360 Bank on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*