# Circlys | سيركليز vs STC Bank

The clearest difference is update cadence: STC Bank at every 5 days against Circlys | سيركليز's monthly. STC Bank also leads on ratings volume (45K vs 5.9K). Circlys | سيركليز's advantage is review sentiment (49% vs 38%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Circlys | سيركليز against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 5.9K, so its average is the more settled of the two. Written reviews are what separate them: 49% of Circlys | سيركليز's written reviews are positive against 38% of STC Bank's.

Circlys | سيركليز ships an update monthly, STC Bank every 5 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Circlys | سيركليز | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (5.9K ratings)](https://appshunter.io/ios/app/circlys/id1224588436/reviews)** | [4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews) |
| Number of ratings | 5.9K | **45K** |
| Positive reviews | **49.5% of reviews** | 38.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Ad-supported | Ad-supported |
| Size | 88 MB | 461 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Saving circles](https://appshunter.io/developer/1371705120) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### Circlys | سيركليز

[App page](https://appshunter.io/ios/app/circlys/id1224588436)

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

**Highlights:** Digital savings and credit committees, Guaranteed savings plans, No intermediaries, Customizable savings circles, Secure financial management, Hassle-free transactions

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform

**What reviewers complain about**

- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance

**Reported bugs**

- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions

**Requested features**

- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is Circlys | سيركليز free?

Circlys | سيركليز is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, Circlys | سيركليز or STC Bank?

Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.9K ratings, while STC Bank averages 4.7 from 45K ratings.

### Do Circlys | سيركليز or STC Bank have ads?

Neither Circlys | سيركليز nor STC Bank shows ads.

### Which is updated more often, Circlys | سيركليز or STC Bank?

Circlys | سيركليز ships an update monthly, and STC Bank every 5 days. Most recently, Circlys | سيركليز was updated on October 29, 2026 and STC Bank on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*