# Circlys | سيركليز vs JB  Finance جيبي للتمويل

Circlys | سيركليز and JB  Finance جيبي للتمويل both sit at 4.7 stars, but that hides the real split: 49% of Circlys | سيركليز's written reviews are positive against 13% of JB  Finance جيبي للتمويل's. Circlys | سيركليز also leads on ratings volume (5.9K vs 479) and device support (3 vs 1). JB  Finance جيبي للتمويل's advantage is monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Circlys | سيركليز holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Circlys | سيركليز has 5.9K ratings behind it against 479, so its average is the more settled of the two. Written reviews point the same way: 49% of Circlys | سيركليز's written reviews are positive against 13% of JB  Finance جيبي للتمويل's.

Circlys | سيركليز ships an update monthly, JB  Finance جيبي للتمويل every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Circlys | سيركليز | JB  Finance جيبي للتمويل |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (5.9K ratings)](https://appshunter.io/ios/app/circlys/id1224588436/reviews)** | [4.5 (479 ratings)](https://appshunter.io/ios/app/jb-finance/id6462438367/reviews) |
| Number of ratings | **5.9K** | 479 |
| Positive reviews | **49.5% of reviews** | 13.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 88 MB | 114 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Saving circles](https://appshunter.io/developer/1371705120) | [SAUDI FRANSI FOR FINANCING AND LEASING](https://appshunter.io/developer/1589757606) |

## What reviewers say

### Circlys | سيركليز

[App page](https://appshunter.io/ios/app/circlys/id1224588436)

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

**Highlights:** Digital savings and credit committees, Guaranteed savings plans, No intermediaries, Customizable savings circles, Secure financial management, Hassle-free transactions

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform

**What reviewers complain about**

- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance

**Reported bugs**

- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions

**Requested features**

- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation


### JB  Finance جيبي للتمويل

[App page](https://appshunter.io/ios/app/jb-finance/id6462438367)

Manage personal and car financing contracts directly through the app. Request authorization for driving abroad, replacement for lost vehicle documents, and recover excess balances. Enjoy general enhancements for a smoother financial management experience.

**Highlights:** Sign financing contracts, Request driving authorization, Request lost license/key replacement, Recover excess balance, General enhancements

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Outstanding job by customer service
- 🚀 Fast and reliable financing
- 👍 Easy to get financing

**What reviewers complain about**

- 🐛 App is slow and buggy
- 🐛 App is not working
- 🐛 App is crashing
- 🐛 Login issues
- 🐛 Code not received

**Reported bugs**

- Post-sales services not opening
- Code for login not received
- App is not working
- App is crashing
- Login access is a hard task

**Requested features**

- Clearer payment options
- Ability to pay installments through the app


## Frequently asked questions

### Is Circlys | سيركليز free?

Circlys | سيركليز is free to download, with no in-app purchases.

### Is JB  Finance جيبي للتمويل free?

JB  Finance جيبي للتمويل is free to download, with no in-app purchases.

### Which has better reviews, Circlys | سيركليز or JB  Finance جيبي للتمويل?

Circlys | سيركليز is rated higher. Circlys | سيركليز averages 4.7 out of 5 from 5.9K ratings, while JB  Finance جيبي للتمويل averages 4.5 from 479 ratings.

### Do Circlys | سيركليز or JB  Finance جيبي للتمويل have ads?

Neither Circlys | سيركليز nor JB  Finance جيبي للتمويل shows ads.

### Which is updated more often, Circlys | سيركليز or JB  Finance جيبي للتمويل?

Circlys | سيركليز ships an update monthly, and JB  Finance جيبي للتمويل every 3 weeks. Most recently, Circlys | سيركليز was updated on October 29, 2026 and JB  Finance جيبي للتمويل on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*