# UBP Mobile vs TopCard Security

The clearest difference is rating: TopCard Security at 4.6 against UBP Mobile's 2.6. TopCard Security also leads on ratings volume (164 vs 7). UBP Mobile's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (50% vs 36%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TopCard Security holds the better App Store score, 4.6 against 2.6. That said, the two scores are not equally well evidenced: TopCard Security has 164 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 50% of UBP Mobile's written reviews are positive against 36% of TopCard Security's, so the app with the better star average is not the one people write more warmly about.

UBP Mobile ships an update every 3 weeks, TopCard Security every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | UBP Mobile | TopCard Security |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (7 ratings)](https://appshunter.io/ios/app/ubp-mobile/id1225166160/reviews) | **[4.6 (164 ratings)](https://appshunter.io/ios/app/topcard-security/id1417339149/reviews)** |
| Number of ratings | 7 | **164** |
| Positive reviews | **50.0% of reviews** | 36.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 188 MB | 73 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Union Bancaire Privée](https://appshunter.io/developer/1011867722) | [UBS Card Center AG](https://appshunter.io/developer/1417291821) |

## What reviewers say

### UBP Mobile

[App page](https://appshunter.io/ios/app/ubp-mobile/id1225166160)

Access your financial assets and connect with your private bank from your smartphone or tablet. View portfolio performance, transaction lists, and important documents. Initiate transfers and payments securely, and communicate with your relationship manager.

**Highlights:** Asset overview and performance tracking, Document consultation (statements, advices), Secure transfers and payments, Direct communication with relationship manager, Latest news and investment insights, Biometric login (fingerprint, push notifications)

**Features:** Vision Pro support

**In-app purchases:** none


### TopCard Security

[App page](https://appshunter.io/ios/app/topcard-security/id1417339149)

Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.

**Highlights:** Secure login to digital services, QR code scanning for portal access, PIN protection for app security, One-time password generation, Two-factor authentication, Quick and easy access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBP Mobile free?

UBP Mobile is free to download, with no in-app purchases.

### Is TopCard Security free?

TopCard Security is free to download, with no in-app purchases.

### Which has better reviews, UBP Mobile or TopCard Security?

TopCard Security is rated higher. UBP Mobile averages 2.6 out of 5 from 7 ratings, while TopCard Security averages 4.6 from 164 ratings.

### Do UBP Mobile or TopCard Security have ads?

Neither UBP Mobile nor TopCard Security shows ads.

### Which is updated more often, UBP Mobile or TopCard Security?

UBP Mobile ships an update every 3 weeks, and TopCard Security every 2 months. Most recently, UBP Mobile was updated on October 24, 2026 and TopCard Security on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*