# Income and Expense Tracker vs Moni Note

The clearest difference is monetization model: Moni Note at free with in-app purchases against Income and Expense Tracker's subscription. Moni Note also leads on update cadence (every 9 days vs monthly) and device support (3 vs 1). Income and Expense Tracker's advantage is ads (none vs shown) and ratings volume (494 vs 9). On price, rating and in-app purchases there is nothing between them.

Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Income and Expense Tracker holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: Income and Expense Tracker has 494 ratings behind it against 9, so its average is the more settled of the two.

Income and Expense Tracker ships an update monthly, Moni Note every 9 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Income and Expense Tracker | Moni Note |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (494 ratings)](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794/reviews)** | [4.6 (9 ratings)](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996/reviews) |
| Number of ratings | **494** | 9 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 47 MB | 86 MB |
| Requires iOS | 16.6 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Alexey Sakharov](https://appshunter.io/developer/800373228) | [Khang Nguyen Ho Truong](https://appshunter.io/developer/1626029998) |

## What reviewers say

### Income and Expense Tracker

[App page](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794)

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

**Highlights:** Budgeting tools, Multi-currency accounts, Transfers between accounts, Cost and revenue categories, Debt management, Financial statistics and charts, Password and TouchID security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $14.99 | per year |
| Premium Year | $14.99 | per year |
| Premium Year 7 days free | $14.99 | per year |
| Spending tracking | $14.99 | per year |
| Premium Version | $21.99 | one-time |
| Premium Version | $59.99 | one-time |

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🎨 Beautiful, modern design with customizable themes
- 💰 Affordable pricing compared to competitors
- 📊 Clear analytics and expense tracking
- 🏷️ Customizable categories with emoji support

**What reviewers complain about**

- 💸 Limited free version (only 20 transactions)
- 🚫 Misleading free tier presentation
- 📱 No iPad support
- 🔗 Cannot synchronize between iPhone and iPad
- ⚠️ Subscription-based model required for full use

**Reported bugs**

- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates

**Requested features**

- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)


### Moni Note

[App page](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996)

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

**Highlights:** Easy expense and income recording, Smart categorization of spending, Secure cloud data backup, Sync data across multiple devices, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $19.99 | per year |


## Frequently asked questions

### Is Income and Expense Tracker free?

Income and Expense Tracker is free to download, with in-app purchases available.

### Is Moni Note free?

Moni Note is free to download, with in-app purchases available.

### Which has better reviews, Income and Expense Tracker or Moni Note?

Income and Expense Tracker is rated higher. Income and Expense Tracker averages 4.7 out of 5 from 494 ratings, while Moni Note averages 4.6 from 9 ratings.

### Do Income and Expense Tracker or Moni Note have ads?

Moni Note shows ads; Income and Expense Tracker does not.

### Which is updated more often, Income and Expense Tracker or Moni Note?

Income and Expense Tracker ships an update monthly, and Moni Note every 9 days. Most recently, Income and Expense Tracker was updated on November 1, 2026 and Moni Note on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*