# Income and Expense Tracker vs Spender Tracker

The clearest difference is in-app purchases: Spender Tracker at none against Income and Expense Tracker's 9. Income and Expense Tracker's advantage is iOS requirement (16.6 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month. Spender Tracker asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Income and Expense Tracker | Spender Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (494 ratings)](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794/reviews)** | — |
| Number of ratings | **494** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Subscription | — |
| Size | 47 MB | 6 MB |
| Requires iOS | **16.6** | 26.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Alexey Sakharov](https://appshunter.io/developer/800373228) | [Krzysztof Dabrowski](https://appshunter.io/developer/999773197) |

## What reviewers say

### Income and Expense Tracker

[App page](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794)

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

**Highlights:** Budgeting tools, Multi-currency accounts, Transfers between accounts, Cost and revenue categories, Debt management, Financial statistics and charts, Password and TouchID security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $14.99 | per year |
| Premium Year | $14.99 | per year |
| Premium Year 7 days free | $14.99 | per year |
| Spending tracking | $14.99 | per year |
| Premium Version | $21.99 | one-time |
| Premium Version | $59.99 | one-time |

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🎨 Beautiful, modern design with customizable themes
- 💰 Affordable pricing compared to competitors
- 📊 Clear analytics and expense tracking
- 🏷️ Customizable categories with emoji support

**What reviewers complain about**

- 💸 Limited free version (only 20 transactions)
- 🚫 Misleading free tier presentation
- 📱 No iPad support
- 🔗 Cannot synchronize between iPhone and iPad
- ⚠️ Subscription-based model required for full use

**Reported bugs**

- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates

**Requested features**

- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)


### Spender Tracker

[App page](https://appshunter.io/ios/app/spender-tracker/id6759341849)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Income and Expense Tracker free?

Income and Expense Tracker is free to download, with in-app purchases available.

### Is Spender Tracker free?

Spender Tracker is free to download, with no in-app purchases.

### Do Income and Expense Tracker or Spender Tracker have ads?

Neither Income and Expense Tracker nor Spender Tracker shows ads.

### Which is updated more often, Income and Expense Tracker or Spender Tracker?

Income and Expense Tracker ships an update monthly, and Spender Tracker monthly. Most recently, Income and Expense Tracker was updated on October 26, 2026 and Spender Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*