# Income and Expense Tracker vs MySpendWise

The clearest difference is update cadence: MySpendWise at every 9 days against Income and Expense Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Income and Expense Tracker sells 7 in-app purchases, starting at $4.99 per month and MySpendWise sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Income and Expense Tracker ships an update monthly, MySpendWise every 9 days. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Income and Expense Tracker | MySpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (494 ratings)](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794/reviews)** | — |
| Number of ratings | **494** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Subscription | — |
| Size | 47 MB | 38 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Alexey Sakharov](https://appshunter.io/developer/800373228) | [Dmitriy Kim](https://appshunter.io/developer/1890634277) |

## What reviewers say

### Income and Expense Tracker

[App page](https://appshunter.io/ios/app/income-and-expense-tracker/id1225559794)

Manage your personal finances with this app. Track income and expenses, set budgets, and monitor accounts in various currencies. Visualize your spending with charts and manage debts effectively. Secure your data with password and TouchID protection.

**Highlights:** Budgeting tools, Multi-currency accounts, Transfers between accounts, Cost and revenue categories, Debt management, Financial statistics and charts, Password and TouchID security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $14.99 | per year |
| Premium Year | $14.99 | per year |
| Premium Year 7 days free | $14.99 | per year |
| Spending tracking | $14.99 | per year |
| Premium Version | $21.99 | one-time |
| Premium Version | $59.99 | one-time |

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🎨 Beautiful, modern design with customizable themes
- 💰 Affordable pricing compared to competitors
- 📊 Clear analytics and expense tracking
- 🏷️ Customizable categories with emoji support

**What reviewers complain about**

- 💸 Limited free version (only 20 transactions)
- 🚫 Misleading free tier presentation
- 📱 No iPad support
- 🔗 Cannot synchronize between iPhone and iPad
- ⚠️ Subscription-based model required for full use

**Reported bugs**

- App crashes when accessing settings
- Category color changes not persisting
- Expenses counted as income in net flow calculation
- Decimal input issues with keyboard locale
- Widget functionality broken after updates

**Requested features**

- Recurring/automatic expense tracking with auto-entry
- Budget carryover to next month if under/over limit
- Account synchronization across devices
- Multi-user/family budget sharing
- Custom budget period (not just calendar months)


### MySpendWise

[App page](https://appshunter.io/ios/app/myspendwise-expense-tracker/id6761645908)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro+ | $3.99 | per month |
| Pro | $19.99 | per year |
| Pro+ | $39.99 | per year |


## Frequently asked questions

### Is Income and Expense Tracker free?

Income and Expense Tracker is free to download, with in-app purchases available.

### Is MySpendWise free?

MySpendWise is free to download, with in-app purchases available.

### Do Income and Expense Tracker or MySpendWise have ads?

Neither Income and Expense Tracker nor MySpendWise shows ads.

### Which is updated more often, Income and Expense Tracker or MySpendWise?

Income and Expense Tracker ships an update monthly, and MySpendWise every 9 days. Most recently, Income and Expense Tracker was updated on October 26, 2026 and MySpendWise on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*