# GTWorld vs MoMo App

The clearest difference is review sentiment: GTWorld at 95% against MoMo App's 23%. GTWorld also leads on rating (4.7 vs 3.5) and ratings volume (46K vs 1.2K). MoMo App's advantage is chart position (#144 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTWorld holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: GTWorld has 46K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 95% of GTWorld's written reviews are positive against 23% of MoMo App's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | GTWorld | MoMo App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (46K ratings)](https://appshunter.io/ios/app/gtworld/id1227647130/reviews)** | [3.5 (1.2K ratings)](https://appshunter.io/ios/app/momo-app/id6532622230/reviews) |
| Number of ratings | **46K** | 1.2K |
| Positive reviews | **94.7% of reviews** | 22.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Best chart rank | — | **#144** |
| Size | 262 MB | 114 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Guaranty Trust Bank PLC](https://appshunter.io/developer/662878574) | [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151) |

## What reviewers say

### GTWorld

[App page](https://appshunter.io/ios/app/gtworld/id1227647130)

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

**Highlights:** Open new accounts with selfie verification, Biometric and facial recognition login, Incognito mode to hide balances, Quick transactions for transfers and airtime, Near Me money transfers, Pull money from other banks, Card control features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure banking app
- 👍 Smooth and intuitive interface
- 🚀 Seamless transactions
- 👍 Reliable and consistent performance

**What reviewers complain about**

- 🐛 Occasional login and logout issues
- 🐛 Inconsistent transaction history display
- 🐛 Inability to add new beneficiaries
- 🐛 Frequent app crashes and errors
- 🐛 Confusing and cluttered UI after update

**Reported bugs**

- Transaction failures and delays
- Inability to update phone number for non-Nigerian users
- Forced re-enrollment and limit resets
- Unresponsive 'Continue' button during transactions

**Requested features**

- Ability to schedule recurring transfers
- Option to hide account balance
- Improved transaction search and filtering
- Restore previous app features and functionalities
- Optimize app for better performance on older devices


### MoMo App

[App page](https://appshunter.io/ios/app/momo-app/id6532622230)

**Currently charting:** #144 Top Free · Finance (US App Store)

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

**Highlights:** All financial needs in one place, Secure biometric login, Send and receive money, Instant bill payments, Access loans and advances, Virtual card for online shopping, Scan and pay with QR codes

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience

**Reported bugs**

- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM

**Requested features**

- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance


## Frequently asked questions

### Is GTWorld free?

GTWorld is free to download, with no in-app purchases.

### Is MoMo App free?

MoMo App is free to download, with no in-app purchases.

### Which has better reviews, GTWorld or MoMo App?

GTWorld is rated higher. GTWorld averages 4.7 out of 5 from 46K ratings, while MoMo App averages 3.5 from 1.2K ratings.

### Do GTWorld or MoMo App have ads?

Neither GTWorld nor MoMo App shows ads.

### Which is updated more often, GTWorld or MoMo App?

GTWorld ships an update monthly, and MoMo App monthly. Most recently, GTWorld was updated on September 24, 2026 and MoMo App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*