# Utkarsh Mobile vs Muthoot Blue

The clearest difference is rating: Utkarsh Mobile at 4.5 against Muthoot Blue's 2.2. Utkarsh Mobile also leads on update cadence (fortnightly vs every 5 weeks). Muthoot Blue's advantage is iOS requirement (13.2 vs 15). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh Mobile holds the better App Store score, 4.5 against 2.2. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews point the same way: 17% of Utkarsh Mobile's written reviews are positive against 11% of Muthoot Blue's.

Utkarsh Mobile ships an update fortnightly, Muthoot Blue every 5 weeks. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Muthoot Blue |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews)** | [2.2 (5 ratings)](https://appshunter.io/ios/app/muthoot-blue/id1372642857/reviews) |
| Number of ratings | 4 | **5** |
| Positive reviews | **16.7% of reviews** | 10.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 113 MB | 29 MB |
| Requires iOS | 15 | **13.2** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Muthoot Fincorp Limited](https://appshunter.io/developer/1372642856) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Muthoot Blue

[App page](https://appshunter.io/ios/app/muthoot-blue/id1372642857)

Manage your financial services with this app from a leading non-banking financial company. Access loan details, make payments, check gold loan rates, and find nearby branches. It offers a user-friendly interface for seamless service management.

**Highlights:** Check gold loan rates, View active loan details, Remit interest and principal, Pay via QR code, Calculate loan eligibility, Locate nearest branches, Schedule branch appointments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Muthoot Blue free?

Muthoot Blue is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or Muthoot Blue?

Utkarsh Mobile is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Muthoot Blue averages 2.2 from 5 ratings.

### Do Utkarsh Mobile or Muthoot Blue have ads?

Neither Utkarsh Mobile nor Muthoot Blue shows ads.

### Which is updated more often, Utkarsh Mobile or Muthoot Blue?

Utkarsh Mobile ships an update fortnightly, and Muthoot Blue every 5 weeks. Most recently, Utkarsh Mobile was updated on October 13, 2026 and Muthoot Blue on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*