# Utkarsh Mobile vs BGB mBanking

The clearest difference is rating: BGB mBanking at 5.0 against Utkarsh Mobile's 4.5. BGB mBanking also leads on iOS requirement (13.0 vs 15). Utkarsh Mobile's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (4 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BGB mBanking holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 17% of Utkarsh Mobile's written reviews are positive against 24% of BGB mBanking's.

Utkarsh Mobile ships an update fortnightly, BGB mBanking every 4 months. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | BGB mBanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bgb-mbanking/id1448989490/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 16.7% of reviews | **23.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 113 MB | 37 MB |
| Requires iOS | 15 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Punjab National Bank](https://appshunter.io/developer/898528851) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BGB mBanking

[App page](https://appshunter.io/ios/app/bgb-mbanking/id1448989490)

Manage your Madhya Bihar Gramin Banking accounts securely from your iPhone. Check balances, view statements, and perform various fund transfers, including NEFT and scheduled transactions. Easily manage beneficiaries and your profile on the go.

**Highlights:** Account balance checks, Mini statements, Transaction history, Self and third-party fund transfers, NEFT transactions, Scheduled transactions, Beneficiary management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is BGB mBanking free?

BGB mBanking is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or BGB mBanking?

BGB mBanking is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while BGB mBanking averages 5.0 from 1 ratings.

### Do Utkarsh Mobile or BGB mBanking have ads?

Neither Utkarsh Mobile nor BGB mBanking shows ads.

### Which is updated more often, Utkarsh Mobile or BGB mBanking?

Utkarsh Mobile ships an update fortnightly, and BGB mBanking every 4 months. Most recently, Utkarsh Mobile was updated on October 13, 2026 and BGB mBanking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*