# Utkarsh Mobile vs Digit Insurance

The clearest difference is rating: Utkarsh Mobile at 4.5 against Digit Insurance's 4.1. Digit Insurance's advantage is ratings volume (106 vs 4) and review sentiment (30% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh Mobile holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Digit Insurance has 106 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 17% of Utkarsh Mobile's written reviews are positive against 30% of Digit Insurance's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 13, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Digit Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews)** | [4.1 (106 ratings)](https://appshunter.io/ios/app/digit-insurance/id1453841964/reviews) |
| Number of ratings | 4 | **106** |
| Positive reviews | 16.7% of reviews | **29.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 113 MB | 155 MB |
| Requires iOS | 15 | 15 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Go Digit Solutions Private Limited](https://appshunter.io/developer/6805433023) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Digit Insurance

[App page](https://appshunter.io/ios/app/digit-insurance/id1453841964)

Manage all your insurance needs digitally, from buying and renewing policies to making instant claims. Enjoy a paperless experience with 24/7 support and super-fast claim settlements.

**Highlights:** Instant premium checks, Easy policy purchase and renewal, Paperless documentation, 24/7 customer support, Fast claim processing, Smartphone self-inspection for claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Digit Insurance free?

Digit Insurance is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or Digit Insurance?

Utkarsh Mobile is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Digit Insurance averages 4.1 from 106 ratings.

### Do Utkarsh Mobile or Digit Insurance have ads?

Neither Utkarsh Mobile nor Digit Insurance shows ads.

### Which is updated more often, Utkarsh Mobile or Digit Insurance?

Utkarsh Mobile ships an update fortnightly, and Digit Insurance fortnightly. Most recently, Utkarsh Mobile was updated on October 13, 2026 and Digit Insurance on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*