# Utkarsh Mobile vs PSB UnIC

The clearest difference is review sentiment: PSB UnIC at 52% against Utkarsh Mobile's 20%. PSB UnIC also leads on rating (4.8 vs 4.5). Utkarsh Mobile's advantage is update cadence (fortnightly vs monthly) and device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews point the same way: 20% of Utkarsh Mobile's written reviews are positive against 52% of PSB UnIC's.

Utkarsh Mobile ships an update fortnightly, PSB UnIC monthly. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | PSB UnIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** |
| Number of ratings | 4 | 4 |
| Positive reviews | 20.0% of reviews | **51.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 113 MB | 196 MB |
| Requires iOS | **15** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or PSB UnIC?

PSB UnIC is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while PSB UnIC averages 4.8 from 4 ratings.

### Do Utkarsh Mobile or PSB UnIC have ads?

Neither Utkarsh Mobile nor PSB UnIC shows ads.

### Which is updated more often, Utkarsh Mobile or PSB UnIC?

Utkarsh Mobile ships an update fortnightly, and PSB UnIC monthly. Most recently, Utkarsh Mobile was updated on September 22, 2026 and PSB UnIC on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*