# Utkarsh Mobile vs Stable Money

The clearest difference is review sentiment: Stable Money at 63% against Utkarsh Mobile's 17%. Stable Money also leads on rating (4.7 vs 4.5) and ratings volume (43 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stable Money holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Stable Money has 43 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 17% of Utkarsh Mobile's written reviews are positive against 63% of Stable Money's.

Utkarsh Mobile ships an update fortnightly, Stable Money weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Stable Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews) | **[4.7 (43 ratings)](https://appshunter.io/ios/app/stable-money-fds-and-bonds/id1663244497/reviews)** |
| Number of ratings | 4 | **43** |
| Positive reviews | 16.7% of reviews | **63.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 113 MB | 161 MB |
| Requires iOS | 15 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Stable Alpha Technologies Private Limited](https://appshunter.io/developer/1663244499) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Stable Money

[App page](https://appshunter.io/ios/app/stable-money-fds-and-bonds/id1663244497)

Invest in fixed deposits and bonds through a secure, paperless platform. Compare interest rates from over 200 banks and NBFCs, and invest in secured bonds for attractive returns. Access an FD-backed credit card with cashback.

**Highlights:** Book FD online in under 3 minutes, Compare interest rates across 200+ banks & NBFCs, Invest in Secured Bonds up to 12% interest, FD-backed credit card with 0.5% cashback, Track all investments in one dashboard, Instant withdrawals

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Stable Money free?

Stable Money is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or Stable Money?

Stable Money is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Stable Money averages 4.7 from 43 ratings.

### Do Utkarsh Mobile or Stable Money have ads?

Neither Utkarsh Mobile nor Stable Money shows ads.

### Which is updated more often, Utkarsh Mobile or Stable Money?

Utkarsh Mobile ships an update fortnightly, and Stable Money weekly. Most recently, Utkarsh Mobile was updated on November 2, 2026 and Stable Money on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*