# Utkarsh Mobile vs Ujjivan EZY Mobile Banking

The clearest difference is review sentiment: Ujjivan EZY Mobile Banking at 87% against Utkarsh Mobile's 20%. Ujjivan EZY Mobile Banking also leads on rating (5.0 vs 4.5). Utkarsh Mobile's advantage is update cadence (fortnightly vs every 6 weeks) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ujjivan EZY Mobile Banking holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 20% of Utkarsh Mobile's written reviews are positive against 87% of Ujjivan EZY Mobile Banking's.

Utkarsh Mobile ships an update fortnightly, Ujjivan EZY Mobile Banking every 6 weeks. The most recent releases landed on September 22, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Ujjivan EZY Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ujjivan-ezy-mobile-banking/id6745263604/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 20.0% of reviews | **87.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 113 MB | 270 MB |
| Requires iOS | 15 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Ujjivan Small Finance Bank](https://appshunter.io/developer/1219179029) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ujjivan EZY Mobile Banking

[App page](https://appshunter.io/ios/app/ujjivan-ezy-mobile-banking/id6745263604)

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

**Highlights:** Fingerprint and mPIN login, Account balance and statement access, Open/close Fixed and Recurring Deposits, IMPS, NEFT, RTGS transfers, Bill payments with auto-pay, Debit card management, Video Banking feature

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Ujjivan EZY Mobile Banking free?

Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or Ujjivan EZY Mobile Banking?

Ujjivan EZY Mobile Banking is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Ujjivan EZY Mobile Banking averages 5.0 from 1 ratings.

### Do Utkarsh Mobile or Ujjivan EZY Mobile Banking have ads?

Neither Utkarsh Mobile nor Ujjivan EZY Mobile Banking shows ads.

### Which is updated more often, Utkarsh Mobile or Ujjivan EZY Mobile Banking?

Utkarsh Mobile ships an update fortnightly, and Ujjivan EZY Mobile Banking every 6 weeks. Most recently, Utkarsh Mobile was updated on September 22, 2026 and Ujjivan EZY Mobile Banking on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*