# Utkarsh Mobile vs mBandhan 2.0

The clearest difference is review sentiment: mBandhan 2.0 at 67% against Utkarsh Mobile's 17%. Utkarsh Mobile's advantage is rating (4.5 vs 2.7) and update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh Mobile holds the better App Store score, 4.5 against 2.7. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews complicate that: 17% of Utkarsh Mobile's written reviews are positive against 67% of mBandhan 2.0's, so the app with the better star average is not the one people write more warmly about.

Utkarsh Mobile ships an update fortnightly, mBandhan 2.0 monthly. The most recent releases landed on October 13, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | mBandhan 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/mbandhan-20/id6758432075/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | 16.7% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 113 MB | 115 MB |
| Requires iOS | **15** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Bandhan Bank Limited](https://appshunter.io/developer/1071183008) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### mBandhan 2.0

[App page](https://appshunter.io/ios/app/mbandhan-20/id6758432075)

Manage your banking needs with an intuitive interface. Access account information, transfer funds in real-time, create and redeem deposits, and utilize various convenient services. Enhanced security features ensure your transactions are protected.

**Highlights:** Personalized user experience, Access to all account types, Real-time fund transfers, Easy deposit creation and redemption, Chequebook ordering and stop payments, Account detail updates, Enhanced security with multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is mBandhan 2.0 free?

mBandhan 2.0 is free to download, with no in-app purchases.

### Which has better reviews, Utkarsh Mobile or mBandhan 2.0?

Utkarsh Mobile is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while mBandhan 2.0 averages 2.7 from 3 ratings.

### Do Utkarsh Mobile or mBandhan 2.0 have ads?

Neither Utkarsh Mobile nor mBandhan 2.0 shows ads.

### Which is updated more often, Utkarsh Mobile or mBandhan 2.0?

Utkarsh Mobile ships an update fortnightly, and mBandhan 2.0 monthly. Most recently, Utkarsh Mobile was updated on October 13, 2026 and mBandhan 2.0 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*