# Utkarsh Mobile vs Digi Diary

The clearest difference is update cadence: Utkarsh Mobile at fortnightly against Digi Diary's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh Mobile ships an update fortnightly, Digi Diary every 4 months. The most recent releases landed on October 9, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Digi Diary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | — |
| Size | 113 MB | 21 MB |
| Requires iOS | **15** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Kaushal Vinchhi](https://appshunter.io/developer/1878402479) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Digi Diary

[App page](https://appshunter.io/ios/app/digi-diary/id6759393704)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Digi Diary free?

Digi Diary is free to download, with no in-app purchases.

### Do Utkarsh Mobile or Digi Diary have ads?

Neither Utkarsh Mobile nor Digi Diary shows ads.

### Which is updated more often, Utkarsh Mobile or Digi Diary?

Utkarsh Mobile ships an update fortnightly, and Digi Diary every 4 months. Most recently, Utkarsh Mobile was updated on October 9, 2026 and Digi Diary on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*