# Utkarsh Mobile vs Settle

The clearest difference is device support: Utkarsh Mobile at 3 against Settle's 1. Utkarsh Mobile also leads on iOS requirement (15 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh Mobile ships an update fortnightly, Settle every 2 weeks. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Utkarsh Mobile | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 113 MB | 29 MB |
| Requires iOS | **15** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Yashvardhan Bhardwaj](https://appshunter.io/developer/6785658115) |

## What reviewers say

### Utkarsh Mobile

[App page](https://appshunter.io/ios/app/utkarsh-mobile/id1227745019)

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

**Highlights:** Account balance and transaction history, Fund transfers (IMPS, NEFT, RTGS, UPI Lite), Bill payments, Fixed and Recurring Deposit opening, Nominee details update, Locker facility application, TDS summary access, Loan applications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-split-expenses/id6785658113)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh Mobile free?

Utkarsh Mobile is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do Utkarsh Mobile or Settle have ads?

Neither Utkarsh Mobile nor Settle shows ads.

### Which is updated more often, Utkarsh Mobile or Settle?

Utkarsh Mobile ships an update fortnightly, and Settle every 2 weeks. Most recently, Utkarsh Mobile was updated on September 22, 2026 and Settle on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*