# My Bills++ vs Loans Ruler

The clearest difference is review sentiment: Loans Ruler at 100% against My Bills++'s 32%. Loans Ruler also leads on in-app purchases (none vs 1) and update cadence (weekly vs every 2 weeks). My Bills++'s advantage is price (Free vs $5.99) and iOS requirement (15.0 vs 17.4). On ads and device support there is nothing between them.

My Bills++ is free to download; Loans Ruler costs $5.99 up front. My Bills++ sells 1 one-off in-app purchase. Loans Ruler asks for nothing beyond the download.

My Bills++ ships an update every 2 weeks, Loans Ruler weekly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | My Bills++ | Loans Ruler |
| --- | --- | --- |
| Price | **Free** | $5.99 |
| Rating | **[4.3 (2.6K ratings)](https://appshunter.io/ios/app/my-bills-plus-plus/id1229150756/reviews)** | — |
| Number of ratings | **2.6K** | — |
| Positive reviews | 31.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 18 MB | 2 MB |
| Requires iOS | **15.0** | 17.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [James Spencer](https://appshunter.io/developer/356003751) | [Maurizio Todeschi](https://appshunter.io/developer/1438390757) |

## What reviewers say

### My Bills++

[App page](https://appshunter.io/ios/app/my-bills-plus-plus/id1229150756)

This app helps you manage all your bills, track due dates, and receive timely reminders to avoid late fees. It offers a dashboard, bill tracking with recurring options, customizable alerts, and visual calendar views. Gain insights into your spending with detailed reports and secure your data with PIN or Touch ID.

**Highlights:** Bill tracking and reminders, Recurring bill setup, Payment dashboard, Calendar view, Financial reports, Category filtering, Automatic iCloud sync, PIN and Touch ID security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Upgrade | $1.99 | one-time |

**What reviewers like**

- 🚀 Game changer
- 👍 Simple, easy to use
- 💡 Helpful for budgeting
- 🎨 Customizable colors

**What reviewers complain about**

- 🐛 Glitchy, unreliable
- 🔁 Data loss/resets
- 🚫 Limited functionality
- 💰 Paid upgrade required
- 🔍 Poor customer support

**Reported bugs**

- Bills disappearing
- Duplicate bills appearing
- Paid bills showing as unpaid
- Calendar not syncing correctly

**Requested features**

- Add income tracking
- Ability to edit paid bills
- Option to set custom due dates
- Duplicate bill entry feature


### Loans Ruler

[App page](https://appshunter.io/ios/app/loans-ruler/id1610920151)

This app helps individuals and professionals create complex financial amortization plans with customizable repayment schedules. It allows for detailed calculations of loan variables, supports fixed and variable rates, and offers export options for easy sharing. Calculations can be done on a monthly or daily basis, with no network required.

**Highlights:** Build complex amortization plans, Calculate loan variables (installment, rate, duration, capital), Manage fixed and variable rates, Export calculations to text, Excel, and PDF, Monthly and daily calculation basis, Multi-document management, Compare different amortization methods

**In-app purchases:** none


## Frequently asked questions

### Is My Bills++ free?

My Bills++ is free to download, with in-app purchases available.

### Is Loans Ruler free?

Loans Ruler costs $5.99, with no in-app purchases.

### Do My Bills++ or Loans Ruler have ads?

Neither My Bills++ nor Loans Ruler shows ads.

### Which is updated more often, My Bills++ or Loans Ruler?

My Bills++ ships an update every 2 weeks, and Loans Ruler weekly. Most recently, My Bills++ was updated on October 24, 2026 and Loans Ruler on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*