# DivDat Mobile Payments App vs MyPDCU

DivDat Mobile Payments App and MyPDCU both sit at 4.8 stars, but that hides the real split: 76% of MyPDCU's written reviews are positive against 41% of DivDat Mobile Payments App's. MyPDCU also leads on update cadence (monthly vs every 3 months). DivDat Mobile Payments App's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for DivDat Mobile Payments App against 4.8 for MyPDCU. Both are backed by a comparable volume of ratings — 5.7K and 2.5K respectively. Written reviews are what separate them: 41% of DivDat Mobile Payments App's written reviews are positive against 76% of MyPDCU's.

DivDat Mobile Payments App ships an update every 3 months, MyPDCU monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | DivDat Mobile Payments App | MyPDCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.7K ratings)](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627/reviews) | **[4.8 (2.5K ratings)](https://appshunter.io/ios/app/mypdcu/id6477319399/reviews)** |
| Number of ratings | **5.7K** | 2.5K |
| Positive reviews | 41.4% of reviews | **76.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 23 MB | 198 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DivDat](https://appshunter.io/developer/1229265626) | [People Driven Credit Union](https://appshunter.io/developer/771114877) |

## What reviewers say

### DivDat Mobile Payments App

[App page](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627)

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

**Highlights:** Add local billers, Multiple payment methods, Payment reminders, Auto-Pay option, QR code for kiosk use, Text-to-Pay option, Historical payment tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💡 Streamlined and always accessible
- 👍 User-friendly design
- 👍 Saves time
- 👍 Excellent tech support

**What reviewers complain about**

- 🐛 Slow performance and errors
- 🐛 Payment processing issues
- 🐛 Unreliable app functionality
- 💰 Excessive service fees
- 🐛 Inconsistent account/bill display

**Reported bugs**

- App crashes when entering phone number
- Inaccurate bill amounts displayed
- Inability to find/link accounts
- Payments not properly recorded

**Requested features**

- Ability to delete planned payments
- Support for all payment methods
- Improved error messaging
- Integration with city water/tax portals


### MyPDCU

[App page](https://appshunter.io/ios/app/mypdcu/id6477319399)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Aggregate financial accounts, Organize transactions with tags/notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements, Find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Modern and improved
- 👍 Great bill pay system
- 👍 Good options and functionality

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Confusing and hard to navigate
- 👎 Lacks important account information

**Reported bugs**

- App crashes and doesn't work
- Redirects to App Store for updates

**Requested features**

- Easier account-to-account transfers
- Clearer transaction history and balances


## Frequently asked questions

### Is DivDat Mobile Payments App free?

DivDat Mobile Payments App is free to download, with no in-app purchases.

### Is MyPDCU free?

MyPDCU is free to download, with no in-app purchases.

### Which has better reviews, DivDat Mobile Payments App or MyPDCU?

MyPDCU is rated higher. DivDat Mobile Payments App averages 4.8 out of 5 from 5.7K ratings, while MyPDCU averages 4.8 from 2.5K ratings.

### Do DivDat Mobile Payments App or MyPDCU have ads?

Neither DivDat Mobile Payments App nor MyPDCU shows ads.

### Which is updated more often, DivDat Mobile Payments App or MyPDCU?

DivDat Mobile Payments App ships an update every 3 months, and MyPDCU monthly. Most recently, DivDat Mobile Payments App was updated on November 2, 2026 and MyPDCU on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*