# ONEIC Pay vs bm merchant

The clearest difference is review sentiment: ONEIC Pay at 59% against bm merchant's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONEIC Pay ships an update every 3 months, bm merchant every 4 months. The most recent releases landed on July 29, 2026 and July 9, 2026 respectively.

## The numbers

| Metric | ONEIC Pay | bm merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (120 ratings)](https://appshunter.io/ios/app/oneic-pay/id1229477652/reviews)** | — |
| Number of ratings | **120** | — |
| Positive reviews | **59.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 126 MB | 7 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oman National Engineering and Investment(SAOG)](https://appshunter.io/developer/1154655270) | [Bank Muscat (S.A.O.G)](https://appshunter.io/developer/520776186) |

## What reviewers say

### ONEIC Pay

[App page](https://appshunter.io/ios/app/oneic-pay/id1229477652)

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

**Highlights:** E-Wallet services, Pay utility bills, Telecom recharges, Traffic fine payments, Money transfers, QR code payments, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### bm merchant

[App page](https://appshunter.io/ios/app/bm-merchant/id1488253237)

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

**Highlights:** Receive payments via QR code, Request payments using mobile number or alias, Accept or reject payment requests, Share QR code for easy payments, Digital wallet functionality

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ONEIC Pay free?

ONEIC Pay is free to download, with no in-app purchases.

### Is bm merchant free?

bm merchant is free to download, with no in-app purchases.

### Do ONEIC Pay or bm merchant have ads?

Neither ONEIC Pay nor bm merchant shows ads.

### Which is updated more often, ONEIC Pay or bm merchant?

ONEIC Pay ships an update every 3 months, and bm merchant every 4 months. Most recently, ONEIC Pay was updated on July 29, 2026 and bm merchant on July 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*