# ONEIC Pay vs Mala’ati

The clearest difference is rating: ONEIC Pay at 4.0 against Mala’ati's 2.7. ONEIC Pay also leads on ratings volume (120 vs 3) and review sentiment (59% vs 50%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONEIC Pay holds the better App Store score, 4.0 against 2.7. That said, the two scores are not equally well evidenced: ONEIC Pay has 120 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 59% of ONEIC Pay's written reviews are positive against 50% of Mala’ati's.

ONEIC Pay ships an update every 3 months, Mala’ati every 4 months. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | ONEIC Pay | Mala’ati |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (120 ratings)](https://appshunter.io/ios/app/oneic-pay/id1229477652/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/malaati/id1562108794/reviews) |
| Number of ratings | **120** | 3 |
| Positive reviews | **59.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 126 MB | 41 MB |
| Requires iOS | **12.4** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Oman National Engineering and Investment(SAOG)](https://appshunter.io/developer/1154655270) | [Oman Credit & Financial Information Centre (Mala'a)](https://appshunter.io/developer/1562109306) |

## What reviewers say

### ONEIC Pay

[App page](https://appshunter.io/ios/app/oneic-pay/id1229477652)

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

**Highlights:** E-Wallet services, Pay utility bills, Telecom recharges, Traffic fine payments, Money transfers, QR code payments, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### Mala’ati

[App page](https://appshunter.io/ios/app/malaati/id1562108794)

Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.

**Highlights:** Access credit reports, Self-inquiry platform, Financial information access, Mobile convenience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ONEIC Pay free?

ONEIC Pay is free to download, with no in-app purchases.

### Is Mala’ati free?

Mala’ati is free to download, with no in-app purchases.

### Which has better reviews, ONEIC Pay or Mala’ati?

ONEIC Pay is rated higher. ONEIC Pay averages 4.0 out of 5 from 120 ratings, while Mala’ati averages 2.7 from 3 ratings.

### Do ONEIC Pay or Mala’ati have ads?

Neither ONEIC Pay nor Mala’ati shows ads.

### Which is updated more often, ONEIC Pay or Mala’ati?

ONEIC Pay ships an update every 3 months, and Mala’ati every 4 months. Most recently, ONEIC Pay was updated on October 16, 2026 and Mala’ati on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*