# ONEIC Pay vs Maaly

The clearest difference is review sentiment: ONEIC Pay at 59% against Maaly's 0%. ONEIC Pay also leads on rating (4.0 vs 1.0) and in-app purchases (none vs 5). Maaly's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Maaly sells 5 in-app purchases, starting at $1.99 per month. ONEIC Pay asks for nothing beyond the download.

ONEIC Pay holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 120 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 59% of ONEIC Pay's written reviews are positive against 0% of Maaly's.

ONEIC Pay ships an update every 3 months, Maaly fortnightly. The most recent releases landed on October 7, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | ONEIC Pay | Maaly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (120 ratings)](https://appshunter.io/ios/app/oneic-pay/id1229477652/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/maaly/id1635176385/reviews) |
| Number of ratings | **120** | 1 |
| Positive reviews | **59.0% of reviews** | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 126 MB | 79 MB |
| Requires iOS | **12.4** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oman National Engineering and Investment(SAOG)](https://appshunter.io/developer/1154655270) | [TelyPay](https://appshunter.io/developer/1449410129) |

## What reviewers say

### ONEIC Pay

[App page](https://appshunter.io/ios/app/oneic-pay/id1229477652)

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

**Highlights:** E-Wallet services, Pay utility bills, Telecom recharges, Traffic fine payments, Money transfers, QR code payments, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### Maaly

[App page](https://appshunter.io/ios/app/maaly/id1635176385)

This app analyzes your bank SMS to categorize spending and track financial habits. It helps you set and achieve financial goals by providing personalized offers and deals based on your spending patterns.

**Highlights:** Categorize financial bank SMS, Track spending behaviors, Reach financial goals, Personalized offers and deals, Manage finances efficiently

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Maaly Pro | $1.99 | per month |
| Maaly app access - Monthly | $2.99 | per month |
| Maaly Pro | $5.99 | per 3 months |
| Maaly Pro | $9.99 | per 6 months |
| Maaly Pro | $19.99 | per year |


## Frequently asked questions

### Is ONEIC Pay free?

ONEIC Pay is free to download, with no in-app purchases.

### Is Maaly free?

Maaly is free to download, with in-app purchases available.

### Which has better reviews, ONEIC Pay or Maaly?

ONEIC Pay is rated higher. ONEIC Pay averages 4.0 out of 5 from 120 ratings, while Maaly averages 1.0 from 1 ratings.

### Do ONEIC Pay or Maaly have ads?

Neither ONEIC Pay nor Maaly shows ads.

### Which is updated more often, ONEIC Pay or Maaly?

ONEIC Pay ships an update every 3 months, and Maaly fortnightly. Most recently, ONEIC Pay was updated on October 7, 2026 and Maaly on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*