# ONEIC Pay vs SI Business

The clearest difference is rating: ONEIC Pay at 4.0 against SI Business's 1.0. ONEIC Pay also leads on ratings volume (124 vs 1). SI Business's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONEIC Pay holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: ONEIC Pay has 124 ratings behind it against 1, so its average is the more settled of the two.

ONEIC Pay ships an update every 3 months, SI Business every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | ONEIC Pay | SI Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (124 ratings)](https://appshunter.io/ios/app/oneic-pay/id1229477652/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/si-business/id6453467509/reviews) |
| Number of ratings | **124** | 1 |
| Positive reviews | 59.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 126 MB | 77 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oman National Engineering and Investment(SAOG)](https://appshunter.io/developer/1154655270) | [SOHAR INTERNATIONAL BANK SAOG](https://appshunter.io/developer/1044984005) |

## What reviewers say

### ONEIC Pay

[App page](https://appshunter.io/ios/app/oneic-pay/id1229477652)

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

**Highlights:** E-Wallet services, Pay utility bills, Telecom recharges, Traffic fine payments, Money transfers, QR code payments, Earn and redeem rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### SI Business

[App page](https://appshunter.io/ios/app/si-business/id6453467509)

This wholesale banking app allows clients to log in and approve transactions like payments and bills using biometrics. Access account details, view mini-statements, and check transaction statuses on the go.

**Highlights:** Biometric login and transaction approval, Approve single, salary, credit card, utility, and tax payments, Access operating and loan accounts, View mini-statements, Check transaction status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ONEIC Pay free?

ONEIC Pay is free to download, with no in-app purchases.

### Is SI Business free?

SI Business is free to download, with no in-app purchases.

### Which has better reviews, ONEIC Pay or SI Business?

ONEIC Pay is rated higher. ONEIC Pay averages 4.0 out of 5 from 124 ratings, while SI Business averages 1.0 from 1 ratings.

### Do ONEIC Pay or SI Business have ads?

Neither ONEIC Pay nor SI Business shows ads.

### Which is updated more often, ONEIC Pay or SI Business?

ONEIC Pay ships an update every 3 months, and SI Business every 3 weeks. Most recently, ONEIC Pay was updated on October 24, 2026 and SI Business on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*